My Fiance and I have started receiving checks prior to our wedding. Should we open a combined account?

My fiance and i have begun receiving checks a couple of months prior to the wedding. Can we open a checking or savings account together without being married or having the same name? My credit is worse than hers, will my credit ruin hers?
My Fiance and I have started receiving checks prior to our wedding. Should we open a combined account?
Go ahead and open a joint savings account. Wait to open the checking until after the marriage takes place. My husband and I still don't have joint checking (6 months after marriage) because his credit is much worse than mine due to stuff accumulated as a result of Katrina.





BTW, contrary to what other posters have said, opening a checking account WILL result in a credit check and possibly merging your credit scores together. They don't do one for savings accounts, but be sure you understand the rules. Some savings accounts only allow two withdrawals a month before they charge.
Reply:Yes you can open an account together. You will both be equally responsible for the account and yes your credit will be checked but I wouldn't worry about that because usually the bank will let you open the account with a bad credit history but might have to put more money in to start out or they will not let you have a debit card right away depending on how bad your credit will be
Reply:It might be a good idea for you 2 to open an account together and each contribute an equal amount. Out of this account write the checks for the wedding. Just make sure you both are contributing equally to the account each month.
Reply:Checking or savings accounts has nothing to do with your credit and yeah I think you should open an account under both names, it does not matter if you are married with her or not. Good lock
Reply:The above answerer pretty much said everything. But, also make sure you two agree on when and how that money will be used.
Reply:if you want too. me and my fiancee choose to postpone doing so since neither of us are making what we want at the moment
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