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Tuesday, May 25, 2010

What items should I get for a Runescape P2P account?

I'm going to get membership for Runescape. What are the skill levels and items I should get so I can train member skills faster?
What items should I get for a Runescape P2P account?
What I did before I first got my membership was gathered all the materials I would need to get a decent fletching level. I got about 250 regular logs and 3750 feathers and 250 iron bars. When I got membership, I cut the logs into arrow shafts, added the feathers, then made and added the arrowheads. I had a whole bunch of iron arrows and a fletching level in the 20s or 30s (can't remember)
Reply:Well first do lost city for the two basic dragon's weapons.


Then work on finishing Monkey madness for dragon scimitar.


If your 40 defense, work on getting fighter torso from barbarian assault as it gives a nice strength bonus. after that I recommend getting rune defender from warriors guild, might wanna get 3-4 for spares. Then do freminnik(sp?) trials and then freminnik(sp?) isles for helm of neitiznot.





After this work on doing Recipe for Disaster for the Barrows gloves which downright own (I have them). Maybe after this do all the quests up to regicide for dragon halberd. If you want to you can do heros+legends quest for d baxe and mace which are useful in training and pvp, respectivly. Then for PvP if you do legends you can get a decent and cheap cape to use.

Can I open a new Bank account even if my other Bank account is frozen ?

My Bank account was frozen because of a past debt. How would I open a new account at another Bank . Will the frozen account show up ? I would feel a little better going to a Bank knowing what to expect . Thank you !
Can I open a new Bank account even if my other Bank account is frozen ?
Yes you may be on chexsystems, and that would prevent you from opening an account at some banks. Some have special progams for people in those situations, so check around. You may have another problem, though. Whoever froze your account could do the same to your new account(s) so try to get your debt paid off asap so it doesn't cause you and your credit history any more problems!
Reply:Since you owe the bank a debt, you might be on Chex Systems. All banks check this out before they will open an account for you. Another bank might deny you a bank account because this is on your record.

How I will be taxed for having an investment account that trades 2-3 times per week.?

I have an investing account that trades 2-3 times per week, not a free riding one, just wait for the settlement and sell to take advantage of the market volatile. Now the question is


Because of the high activity in that account I will be taxed more???


I live in Oregon.
How I will be taxed for having an investment account that trades 2-3 times per week.?
You will be taxed on any net profits you make.





If you were keeping the investment for more than 1 year, it would be eligible for the capital gains rate of 15% (5% for lower bracket taxpayers). The reduced rate is scheduled to end after 2010 and the rate will go back to 20% max.





Since you are not, the gains are taxed at your regular tax rate. For many, the rates are much higher than the 15%/5% capital gains rates.
name common

What mechanisms account for speciation and macroevolution?

// What different patterns of evolution have been identified and what mechanisms are responsible for each of these patterns?





______________________


Heredity and Evolution -- Evolutionary Biology


(Topic: Mechanisms of Evolution)
What mechanisms account for speciation and macroevolution?
Four main types of speciation:





- Allopatric (geographic).


- Peripatric (mostly geographic)


- Parapatric (somewhat geographic)


- Sympatric (non-geographic)





As in your last question, the following site can explain things better with illustrations than I can here:


http://en.wikipedia.org/wiki/Speciation





As for the relationship between speciation and macroevolution ... the mechanisms for speciation is part of *both* microevolution and macroevolution ... since microevolution is defined as evolution at or below the level of species ... while macroevolution is evolution at or above the level of species (and thus both include evolution *at* the level of speciation).





In other words, speciation is both a result of the same processes of evolution responsible for slow change in a single species ... *and* is the mechanism by which macroevolution (further diversification of species, birth of new genera,families, etc) occurs.
Reply:Anything that causes mutation is sufficient to account for "macro-evolution". All you need is sufficient time for changes to make the two separated populations no longer viable.





One of the common arguments against speciation is the lack of increased information. Examples of changing the "information" is a type of mutation known as an insertion or sometimes deletion. Eukaryotic Organisms have evolved a mechanism to randomly insert transportable segments of DNA known as transposums. That is they evolved a method to allow greater evolutionary efficiency.


http://en.wikipedia.org/wiki/Transposabl...


http://en.wikipedia.org/wiki/Speciation#...





Another example of increasing the information is gene duplication. It is basically when entire genes or chromosomes are copied more than once.





You also get various kinds of errors when the genes are crossing over or genetic recombination in Meiosis. If the genes don't match correctly, it often increases the size.


"The result can be a local duplication of genes on one chromosome and a deletion of these on the other, a translocation of part of one chromosome onto a different one, or an inversion."


http://en.wikipedia.org/wiki/Crossing_ov...
Reply:crossing over


natural selection


migration/change in habitat


look 'em up

How can i remote shutdown a computer with admin account info?

I want to remote shutdown a computer, and i know the admin account name and password, but every time i try it says access denied, how can i authenticate my admin-ness on another computer through Cmd?
How can i remote shutdown a computer with admin account info?
Not sure if this will work, but try establishing a windows sharing connection first by typing the UNC name in the RUN box and using the admin login %26amp; password





\\COMPUTERNAME





If that doesnt work, then the user probably has most of the network sharing features turned off. The SHUTDOWN command is really only for use in computers joined to a Windows domain.
Reply:I have used Easy Net Control 4 admins software, it鈥檚 free software for make remote computer shutdown and it is really easy to use. You can download this software from its author鈥檚 web page at:


http://enc.idraconnectivesolut... or search in the web for Easy Net Control Server Light Report Abuse

Reply:if you use computer management and manage a remote computer, you can easily accomplish this.
Reply:you can use the shutdown command

Can child support be taken out of your bank account if you currently do not work?

My ? to anyone who may know; if you get put on child support and you are not currently working, can they take the money from your bank account with Bank of America saying you have like 5000$?
Can child support be taken out of your bank account if you currently do not work?
You should speak to an attorney. Given your current unemployment, some kind of agreement will need to be reached between you and the child's mom. It is important that you get an agreement worked out now because if you refuse to pay child support, you can be sued for back pay for each month you miss. The statute of limitations for child support start with each miss payment and cover every payment missed.





Hope this helps.
Reply:yes. It varies from state to state but courts have all sorts of mechanisms for forcing compliance with an order. The coolest one is where the court finds out you had the ability to comply with the order but simply refused. That is the one where you go to jail for contempt of court. There are two sorts of those. One is where you go for a definite period, say a month, for your past refusal. The other is known as civil contempt and that is where you go to jail indefinitely, until you comply with the order.
Reply:Yes, a lien can be put on your bank account.
Reply:if you owe it then yea....if ur not working and dont have money then u need to go back to court

Does anybody know how to hack into verizon wireless account?

I need to try to delete recordsof the time of text off my parents verizon account. Can anyone help?
Does anybody know how to hack into verizon wireless account?
Theres no way to delete text and call detail from my verizon. As long as ure registered u can see it.
Reply:I suggest you go to your parents now and confess about the calls you made. There is no way to hack into the account and delete the calls. It will still show up on the bill (and is there right now for viewing if they decide to look)


Good luck.
Reply:IKR sorry!!
fantasy name

Is it possible to get real checks from Bank of America if I have a MyAccess checking account and a check card?

I just opened a MyAccess checking account with Bank of America and received my check card, but I want real checks to pay bills and things in addition to the card. How can I go about doing that?
Is it possible to get real checks from Bank of America if I have a MyAccess checking account and a check card?
~~Just call BofA's information number and ask a rep. I'm not familiar with your type of account, but if checks are available either go into a branch and ask them to order them, or a rep on the phone can do the same.~~
Reply:Uh ---- You can call your bank and order them, or you can stand outside with a basket and wait for them to fall from the sky.





I am guessing that telling them you want to order checks will work better for you.
Reply:call the number on the back of your check card and keep pressing "0" until you get a representative. Than tell him or her you would like to order checks.

How can I block someone from a work email account - no blocking there?

Someone keeps emailing my husband's work account - there's no way to block it from their system. How can I get this person blocked?
How can I block someone from a work email account - no blocking there?
You probably can't get it blocked since it's a corporate email address and the company won't bother to block your unwanted emails for you. But your husband can setup filtering so that email that comes from this sender will go directly into the Deleted box. He won't ever have to see/read the emails.
Reply:ask the company to use spam software so that u can't get those nasty mails anymore

If your account is reported negatively on Credit report, then sold to another debt collector, and they report?

it negatively also, is there some kind of law as to how many companies can keep selling the debt and reporting it negatively in this way?
If your account is reported negatively on Credit report, then sold to another debt collector, and they report?
There is no limit on how many times a debt can be sold and resold. However, only the original creditor and the one collection agency who is currently collecting on the debt can report to the credit bureaus.
Reply:Yes, it is negative as well. Usually the original creditor will report the account once the payment is past due. Then, they will sell charged off debts to collection agencies, and that collection account is reported on the credit report in addition to the original creditor's negative information.

How come you have to give out your credit card information just to have a yahoo email account?

I have had a yahoo email account for over 5 years I would say, and remember if I had to give out my credit card information, and I didn't. But now to have a new account I need to give it out. All I ever hear now is that identity theft is happening everywhere online and the last thing I need to do is hand out my credit card information to yahoo. Yahoo doesn't need that, why would they? Why don't I just hand out my social security card and give them all of my bank account numbers while I'm at it. Hell, why don't I just tell them what hand I wipe with? Why not? Because it has abosoulty no relevence to opening up a email account. And to top that off the only way I can contact customer service is to call them by phone. Not even Yahoo itself has an email account. Why? They don't even want to give out their own information? Why? Because it's personal and no one should know it but themselves.





Thank you, whoever you are, to take the time to read this and if you have the answer email me.
How come you have to give out your credit card information just to have a yahoo email account?
sounds like ur getting fished ... ive never heard anything about needing a credit card for yahoo nothin ...
Reply:Chill, you only have to give your credit card to a yahoo account you pay for such as one with advanced features like more memory. if you are paying for it then yes a credit card would make sense. A regular free yahoo account doesn't require a credit card.
Reply:you don't have to give any credid card details here in australia


to open an account are you sure it was not a scam that you filled out??? better check it out that all your details have not already been stolen
Reply:I've NEVER had to do that and I've had a yahoo account for like 1 or 2 years. You might be getting what they call "phished". They could take you to a website just like paypal, a bank, or maybe even yahoo too. These people will keep telling you "We will NEVER ask for your personal information, and you should never give it out, not even to a (yahoo...paypal...ebay) employee." Unless you signed up for something to pay for, well what else did they ask for??? If they asked for anything else, you should go and stop your debit card and get another one right now. PLease say you didn't give it out. I've gotten phished from paypal (fake email saying that I paid for something and it didn't even get sutracted from my balance but I fell for it anyway) its the most awful thing you can do ever!!! Dont do it.. they will keep coming up with ideas to get your info. Dont do it, Please say you didn't.
Reply:Not unless you're purchasing some service from them. Something like a basic (non premium) email account shouldn't require a credit card.





Also, I recommend that you log into Yahoo from their home page, by typing the address in manually, so that you don't fall victim to a "phisher" site---a site that looks like Yahoo but really isn't (the address will be different).
Reply:You do not need to give out your credit card to get a yahoo email address. You only need it if you're trying to get Yahoo! Mail Plus account which provides additional storage, and other things. If you try to register for the free email account you should see an address similar to this one:





https://edit.yahoo.com/config/eval_regis...





If what you see is nothing like that one it may be a fake website setup.
Reply:Yahoo! wants easy access to ur money if it ever comes to someone getting an advanced account or making a purchase through them. Therefore, they don't have to worry about unpayed bills and money programs with their customers. Your credit card info is not mandatory with a free account...
dog names

Which bank offers the best money market or savings account, Bank of America or Wachovia?

I really need to start saving some money!! I'm living from check to check with nothing left over to save! What am I to do?
Which bank offers the best money market or savings account, Bank of America or Wachovia?
Wachovia did not go technically "belly up" like Wamu did. They were purchased by another company.





You should go to both of their websites and check the money market rates. However, check the fees also because generally, money markets have a minimum balance requirement to avoid fees. If you're trying to save money, the last thing you want is to pay any kind of fee. Check with your own bank about a savings account where you can start setting aside money and building a balance. I believe for you, a money market is not a good idea right now.





If you don't have a bank, check with a local credit union to see if you are eligible to join. Set up a checking account and have your paycheck directly deposited. Then, set up an automatic transfer to a savings account to happen the day after your paycheck is delivered for $10 or $20. Do not touch this savings account, no matter what.





Give it a try. You have nothing to lose.





Good luck.
Reply:The fact that Wachovia is about to be bought by another bank/company is not suppose turn you away from them. And technically if Wachovia is offering a competitive rate now I don鈥檛 see any reason not to deposit your cash in there. Is Wachovia offering a competitive rate now is another question? Yes, the bankrate.com would be a good place to find this out.









Reply:Since Wachovia went belly up the other day I would highly recommend you put your money in BOA. I've been with BOA for years and have been very happy with them.


Wachovia has for years had the nickname of "walk all over you"....truthfully I was shocked when they went belly up.


Peace %26amp; Love :)
Reply:Try this website


http://www.bankrate.com/


You can compare National and it will rate the Bank.




How come you have to give out your credit card information just to have a yahoo email account?

I have had a yahoo email account for over 5 years I would say, and remember if I had to give out my credit card information, and I didn't. But now to have a new account I need to give it out. All I ever hear now is that identity theft is happening everywhere online and the last thing I need to do is hand out my credit card information to yahoo. Yahoo doesn't need that, why would they? Why don't I just hand out my social security card and give them all of my bank account numbers while I'm at it. Hell, why don't I just tell them what hand I wipe with? Why not? Because it has abosoulty no relevence to opening up a email account. And to top that off the only way I can contact customer service is to call them by phone. Not even Yahoo itself has an email account. Why? They don't even want to give out their own information? Why? Because it's personal and no one should know it but themselves.





Thank you, whoever you are, to take the time to read this and if you have the answer email me.
How come you have to give out your credit card information just to have a yahoo email account?
sounds like ur getting fished ... ive never heard anything about needing a credit card for yahoo nothin ...
Reply:Chill, you only have to give your credit card to a yahoo account you pay for such as one with advanced features like more memory. if you are paying for it then yes a credit card would make sense. A regular free yahoo account doesn't require a credit card.
Reply:you don't have to give any credid card details here in australia


to open an account are you sure it was not a scam that you filled out??? better check it out that all your details have not already been stolen
Reply:I've NEVER had to do that and I've had a yahoo account for like 1 or 2 years. You might be getting what they call "phished". They could take you to a website just like paypal, a bank, or maybe even yahoo too. These people will keep telling you "We will NEVER ask for your personal information, and you should never give it out, not even to a (yahoo...paypal...ebay) employee." Unless you signed up for something to pay for, well what else did they ask for??? If they asked for anything else, you should go and stop your debit card and get another one right now. PLease say you didn't give it out. I've gotten phished from paypal (fake email saying that I paid for something and it didn't even get sutracted from my balance but I fell for it anyway) its the most awful thing you can do ever!!! Dont do it.. they will keep coming up with ideas to get your info. Dont do it, Please say you didn't.
Reply:Not unless you're purchasing some service from them. Something like a basic (non premium) email account shouldn't require a credit card.





Also, I recommend that you log into Yahoo from their home page, by typing the address in manually, so that you don't fall victim to a "phisher" site---a site that looks like Yahoo but really isn't (the address will be different).
Reply:You do not need to give out your credit card to get a yahoo email address. You only need it if you're trying to get Yahoo! Mail Plus account which provides additional storage, and other things. If you try to register for the free email account you should see an address similar to this one:





https://edit.yahoo.com/config/eval_regis...





If what you see is nothing like that one it may be a fake website setup.
Reply:Yahoo! wants easy access to ur money if it ever comes to someone getting an advanced account or making a purchase through them. Therefore, they don't have to worry about unpayed bills and money programs with their customers. Your credit card info is not mandatory with a free account...

Which bank offers the best money market or savings account, Bank of America or Wachovia?

I really need to start saving some money!! I'm living from check to check with nothing left over to save! What am I to do?
Which bank offers the best money market or savings account, Bank of America or Wachovia?
Wachovia did not go technically "belly up" like Wamu did. They were purchased by another company.





You should go to both of their websites and check the money market rates. However, check the fees also because generally, money markets have a minimum balance requirement to avoid fees. If you're trying to save money, the last thing you want is to pay any kind of fee. Check with your own bank about a savings account where you can start setting aside money and building a balance. I believe for you, a money market is not a good idea right now.





If you don't have a bank, check with a local credit union to see if you are eligible to join. Set up a checking account and have your paycheck directly deposited. Then, set up an automatic transfer to a savings account to happen the day after your paycheck is delivered for $10 or $20. Do not touch this savings account, no matter what.





Give it a try. You have nothing to lose.





Good luck.
Reply:The fact that Wachovia is about to be bought by another bank/company is not suppose turn you away from them. And technically if Wachovia is offering a competitive rate now I don鈥檛 see any reason not to deposit your cash in there. Is Wachovia offering a competitive rate now is another question? Yes, the bankrate.com would be a good place to find this out.









Reply:Since Wachovia went belly up the other day I would highly recommend you put your money in BOA. I've been with BOA for years and have been very happy with them.


Wachovia has for years had the nickname of "walk all over you"....truthfully I was shocked when they went belly up.


Peace %26amp; Love :)
Reply:Try this website


http://www.bankrate.com/


You can compare National and it will rate the Bank.




How is it possible that someone cloned my Youtube account, any idea what software they used for cloning?

As far as I know when the username already exist it will tell you that it's already taken. Please help and let me know how to prevent this from happening in the future. Thanks.
How is it possible that someone cloned my Youtube account, any idea what software they used for cloning?
A username can only be used once. However, the user name JOHNDOE johndoe JohnDoe are considered different user names
dog names

Can i view my friends on my xbox live account that got canceled?

My xbox live on my original xbox got canceled, is it possible to view my friends that were on my canceled xbox live account? and if it is possible how would i do it?
Can i view my friends on my xbox live account that got canceled?
Yes, this is possible. I have done this before too. I am assuming you have made another XBL Account. You can have Silver/Gold. It doesn't matter. You just need to be able to get online. Go to your Friends list. Then go to Add Friend(s). Type in your Gamer Tag, the one that got deleted. Then he will show up on your list as "Pending" hit A on the name. Then go to the right tab and go to Friends. Then you can add your friends, if it shows and you don't have it on friends-view-only. I hoped I helped, if not I can take you step-by-step on XBL. Add me at, iDuquette , and I will help you personally.

Does it cost money to set up an iTunes account?

They don't charge you to have an account, but when you first set it up, Apple will pend a dollar on you account for a couple of days just to make sure it's valid...
Does it cost money to set up an iTunes account?
I think they ask for a credit card number, or a paying aol account. they don't charge you a single dime, unless you happen to purchase a song or any other app. in the store;





if your using an itunes giftcard, obviously they still won't charge you anything, but sadly, you cant use a giftcard in place of a credit card. ive had my account for about 2 years, and i havnt been charged anything, since i havnt boughten anything xD
Reply:yes you can open an account with a gift card or certificate and no credit card needed.
Reply:no, but usually they ask for a credit card but you can use a gift card insstead to pay for the music
Reply:nope, its Absolutely free! but you do have to pay for the songs you purchase, they're $0.99

How do I keep my music private on my account on the computer?

I have an i-pod and everyone in my family has a private account on the computer that you have to log into. My brother recently got an i-pod and I know it sounds selfish but he gets all of my music and puts it into his...I PAY for ALL of my music...Its very expensive after a while...Is there anyway I can make all of my files private or something so he cant do that?....
How do I keep my music private on my account on the computer?
you need XP/vista PRO. some version that can have security





or, get an external (usb) Hard Drive. then just unhook it and hide it.
Reply:you cant cuyz same thing with me so i have an ipod and my siblings have other music players long story short make sure u get another player thats the only way r ur on laptop trust me on this one hahahahaha

What is the average amount of money that an average college student might have in his bank account?

Just to see where i can stand ( if my financial situation is too bad or if it is just like the average college student in America...





i work part-time and pay my school myself...
What is the average amount of money that an average college student might have in his bank account?
I personally have about $1,500 in savings and about $800 in checking.





but...





The cost of your college education depends on many choices you make, including whether you attend a public or private school, an in-state or out-of-state school, the school’s location, and whether you decide to live at home, off campus, or in the dorms. These decisions, plus many less obvious but no less critical ones, will determine how much you end up paying for your degree and how much debt you’ll have to deal with after you graduate.








More and more college students are getting into serious debt that has little to do with their education and much to do with the lifestyle they choose while in college, and their use of credit cards and student loan money to pay for basic expenses, entertainment, and discretionary items. Taking advantage of every opportunity to earn or save money—from working summers or part-time while attending classes, to saving windfalls like cash gifts and income tax refunds—can make a significant dent in the amount of money you have to borrow. Every dollar you don’t have to borrow is a dollar you don’t have to repay and pay interest on.





How you handle money impacts every area of your life, including your personal relationships, so controlling your finances will empower you in other areas of your life as well. Just as you delayed gratification in high school in order to study hard enough to get the grades that got you into college, now is the time to fight the temptation to carelessly spend your earnings, savings, scholarships, and student loan money. Before you know it, your four years of college will be over, and you’ll be living with the accumulated consequences of every financial decision you made in college.





The problems that loom largest over your financial future are credit card debt and student loan debt. While student loans can be “good” debt because they’re an investment in your future, if you don’t control your spending carefully, that “good” debt turns into ugly debt that will feel like a heavy anchor you have to hold onto for many years.





Studies show that the average high school graduate lacks fundamental money management skills and a basic understanding of how credit and money work. It’s up to you to take your future in your own hands and teach yourself the skills necessary to prevent you from stumbling through your financial life through trial and error. The more you educate yourself about the cost of your choices, large and small, the more control you’ll have over the cost of your education, and the more you’ll be able to enjoy your new career after graduation. Consider your education in personal finance every bit as critical to your future success as the core classes required for your major.





Take responsibility for your financial future by using as many of the thousand money-saving tips in this book as possible, and you’ll be able to truly enjoy the excitement and sense of accomplishment you’ve earned when you graduate with manageable debt and no regrets.





Working part-time while you’re in school can mean the difference between living like a pauper or enjoying some of the creature comforts your parents provided for you while you were living at home. Whether you work summers only, part-time on or off campus during the school year, or you decide to be your own boss, these moneymaking tips will help you get started.





1. Check into work-study programs at your school. You may be able to find paid work, like an internship, that also counts towards academic credit. The hours for on-campus work-study are usually more flexible than for an off-campus job, which will allow you time for classes and studying.





2. The early bird gets the worm (or in this case, the work) when it comes to applying for on-campus work-study jobs. The best jobs get taken quickly, so apply as soon as you arrive on campus.





3. Landing a part-time job in the student bookstore can score you a hefty discount on your textbooks. If your school offers a 25 percent discount and the average cost of books for the school year is $1,200, you could save $300 per year on books by taking advantage of the employee discount.





4. Check into becoming a student assistant to one of your professors. You can earn extra cash while gaining valuable experience in your field.





5. Get a part-time job at a restaurant that provides free staff meals while you’re on duty. You’ll save a bundle on food. This will only work well if you like the type of food the restaurant serves. For health reasons (and your waistline), it’s probably best if it’s not a fast-food joint.





6. One of the easiest ways to make extra cash is to tutor a fellow classmate in one of your best subjects. Just because calculus or French is easy for you doesn’t mean it is for everyone else. Tutoring allows you to choose your own work hours and earn a decent hourly rate.





7. During the holidays, offer gift-wrapping services to local stores, fellow students, or neighbors. Post notices around campus, at grocery store bulletin boards, and other public places. Some smaller stores may allow you to set up a table in the store and wrap presents for customers after they finish shopping.





8. Sign up to be a mystery shopper. Many retailers and restaurants hire college students to pose as customers and observe employee behavior, then report back on the quality of the service. Getting paid to eat or shop: can it get any better?





9. Start your own pet-sitting service. Pet-sit for neighbors on vacation or walk dogs while people are at work. In many cities, vacationers or traveling businesspeople pay $10 or more per visit for someone to come into their home to feed and walk their pet.





10. Offer shopping services for busy adults. Learn how to find the best prices online by using some of the price comparison search engines like www.pricegrabber.com. For a flat fee or a percentage of the savings, do the legwork for your customers.





11. Clean houses or other students’ dorm rooms. Post notices on the bulletin boards of local grocery stores and around campus to find customers. Many businesses also hire college students to clean offices at night.





12. Come up with creative ways to earn money by assessing the needs you see on campus. Is the nearest grocery store a fifteen-minute walk away? Start an affordable delivery service so students who live on campus don’t have to lug heavy groceries back to the dorm. Use your imagination and your powers of observation to come up with other ideas.





13. If you’re Web savvy and capable of setting up a website that can attract significant traffic, you can make money with affiliate programs. Sign up with sites like Amazon.com, AllPosters.com, or businesses related to your website topic. You’ll earn a commission every time someone makes a purchase after clicking on an affiliate’s link on your site.





14. Volunteer for experiments conducted by your college’s psychology department. You’ll be paid by the hour or earn a flat fee for each experiment. It’s a good way to earn extra cash without a long-term commitment.





15. Returning recyclable bottles and cans may seem like a pain in the neck, but the deposit fees can add up. It goes without saying that you should turn in your own recyclables, but you can also offer to dispose of your dormmates’ empties and collect the empties after parties in exchange for the bottle deposits. Stash the cash away for an emergency or for an occasional splurge on something you otherwise wouldn’t justify spending money on.





16. Instead of spending the money from birthdays, Christmas and other holidays, work bonuses, tax refunds, and other cash windfalls, save it in your college bank account. It will reduce the amount you need to borrow to get through college and lower your interest expenses.





17. You may have unclaimed money waiting for you to stake a claim. It could be unused gift certificates, life insurance left to you, a balance in a forgotten bank account, refund owed you, or other funds being held for you. Contact the Unclaimed Property Administrator in your state government or search online at www.uphlc.org (if your state provides information online).





18. Sign up to critique ads online for www.brandport.com. You’ll be paid for each ad you watch ancd answer questions about. Depending on how fast you can do it and how many you do, you could earn up to $30 in an hour.





19. If you have a big-ticket item to sell, like computer or exercise equipment, try selling it with a classified ad in a newspaper or online. You’ll probably get more for it than you would at a yard sale.





20. Many college students shope at consignment stores, so when you tire of your clothes, don’t leave them hanging in your closet, throw them out, or give them away. Place them in a consignment shop and when they sell, the shop owner will pay you a percentage of the sale.





21. Tell your parents about www.upromise.com, where they can register their credit and debit cards and earn money back on purchases they make with their cards. The amounts, which can be used for college expenses, are small, but every little bit helps.
Reply:I am a polytechnic student. i have average of $5000 in bank account and work part time during semester holiday to earn the next semester's tuition fees.
Reply:oowhhhh, girl.


i work all thaaa time


i get so tired i aint got no $$$ cash money.


owhhhweee, hepp me.
Reply:I'm in your situation and have about 4k, but 3k in credit card debt at 0% interest... so really only 1k.
Reply:i am so jealous i wish i had 5000 in my bank account :(





the average college student is broke....
Reply:a dollar,most are full time students and only a handful work part time.
family name

Which bank is better to start a new checking account?

I am undecided between Bank of America and Washington Mutual. Does anyone have any opinions on which bank I should go for to open a new checking account?


Thanks!
Which bank is better to start a new checking account?
Since WaMu is basically no more (they have been bought out by Chase Bank), you're basically dealing with B of A or Chase. Both have a national presence....you just need to compare apples to apples and see who has the best account to fit your needs. In this day and age, you should be able to have totally Free Checking (no monthly maintenance/service fees, no balance requirements, no transaction limitations, no charge for ATMs, no charge to use debit card, some cases -- free money orders, free direct deposit). Read the "fine print" and look for any hidden fees.....transaction limitations, balance requirements, etc.
Reply:bank of America wayy better.

How do I view sent mail on my webkinz account?

I was scammed by someone and they took 3 of my items, and they obviously sent the items to themselves, but can i view sent mail?
How do I view sent mail on my webkinz account?
I have tried to find a way to view sent mail, since my account was freezing up and I could not tell if my mailwas sent or not. I could not find a way to check sent mail.


I do know if your acct is broken into you need to email ganz. If you go to the webkinz website, go to the customer support page and email them. Give dates if possible. They sometimes take a day or so to get back to you but they do answer. They can tell what IP address logged into your acct. You should do this not only for yourself but to help alert them if someone is robbing accounts.


I'm sorry someone took your stuff.

What factors account for nose shape and size among different ethnicities?

What factors, environmental or otherwise, account for the many nose shapes and sizes (large, small, greek nose, roman nose, nubian nose, upturned nose, arched nose, etc... among peoples of different ethnicities?





(I asked this question yesterday as well to no avail thus far- I'm curious to see if I can catch anyone early this time who might know the answer!)
What factors account for nose shape and size among different ethnicities?
I can't account for ALL of the different types of noses. But I did see a documentary that described the differences in evolution between European and African noses. It had said that because the Europeans typically came from the north, in colder weather, they had evolved to have noses that are taller and narrower - designed to trap the cold air and and make it warmer, so as not to chill their lungs. Conversely, the Africans came from much warmer weather, and had therefore evolved noses that are flatter and wider to cool off the air before entering the lungs.
Reply:It is all to do with the privailing weather. Cold, Hot, Windy, Dry, Wet, and a conglomeration of all five. PS It' all got to do with climate and nothing at all do do with genetics.
Reply:Good you did not mention hooked nose or you might have been called an anti semite!
Reply:It's called genetics take a class on it, you'll learn much. LOL

Should a Felon be able to draw his retirement account from the Government?

Convicted Felon Rep Stevens doesn't have to step down from congress and he gets full retirement when he does, is that OK with you?
Should a Felon be able to draw his retirement account from the Government?
You mean pension, NOT retirement fund, his retirement fund should be his he put he money into it. His pension is another matter, no he should probably loose a pension, just as an employee that sold company info to a competing company should loose a pension. Shouldn't they? But they don't do they? Just another way BIG government screws both individuals and businesses.
Reply:no, but there are a lot of things that are not fair in this world. One of them being that Congress can and does give themselves raises and their retirement benefits are much better than any in the private sector.





And some people believe that Government is going to look out for them? It amazes me that they just don't get it. Neither candidate is gonna look out for you.
Reply:No You break the law, then you pay the consequences





When the list of democrats come out, you will find many more that have broken the law.


Biden's son and brother are under investigation


Sen. Rangle "forgot" to pay taxes on his property in the Caribbean


Dodd and Franks for their involvement in the housing crisis.


Obama and his involvement with ACORN and how he is receiving his campaign contributions. He will not present a valid birth certificate. He could win the election by fraudulently representing himself as an American, when all the research I have made says that he was born in Kenya. www.mx.youtube.com/watch?v=gA6_KsNtXZs and www.obamacrimes.com


And the list goes on and on.



Reply:Why shouldnt he?He worked right?Put yourself in that place and tell me if its ok.You get retirement from working and earning it .He earned it and I dont think he was a crook all his working days.Who isnt a liar and a crook in Dc anyways?When you find a politician who is righteous I will move to Canada.It wont ever happen.lol
Reply:No it isn't. I don't think he should get anything. They should take all the money for the gifts out of his retirement account and give him the balance.
Reply:What is the source behind your information?


Thanks for the THUMBS DOWN - won't want you to have to look for information when that's soooo much easier.
Reply:absolutely not, not him or any other government crook.
Reply:Only to pay for his prison expenses.
Reply:No.
Reply:No.
Reply:Hell no!!!!!!!!!!!!
scientific name

I just added a new email to my yahoo account. How do I put down a password for it?

I just added my second email account but I can't find a place to put down my password for it? How do I do this? Is my password to my first email account the same as my second account?
I just added a new email to my yahoo account. How do I put down a password for it?
It sounds like you added and extra e-mail address to your account. It will have the same password to it. It is connected to the ID. This is the link for the extra e-mail account.


http://help.yahoo.com/l/us/yahoo/mail/or...





If you want a new ID then you need to open a new account. You can have more than one account.


The best thing to do is sign out of your account then go back to the sign in. Where you see "Don't have a Yahoo! ID?" click the "Sign Up". It will take you to the registration form that needs to fill out.





You can also use this link.


https://edit.yahoo.com/registration?.int...
Reply:yes


if you added that email address to your existing account it will use the same password


it is one account


http://help.yahoo.com/l/us/yahoo/mail/or...

How can I set up my business to automatically deduct monthly payments from my client's checking account?

Instead of sending them an invoice each month, I'd like to offer them the convenience of automatic deductions from their business checking account. How can I get this set up?
How can I set up my business to automatically deduct monthly payments from my client's checking account?
Get a merchant account and implement it on your site. You can then set up a recurring transaction using it.





You can also sign up with PayPal https://www.paypal.com/us/mrb/pal=APLH4G... and set up a recurring transaction.





If you need to tie it all together in a solution, you can contact me (see URL below or e-mail me ebusinessconsultingus at yahoo) and I can guide you through the process.
Reply:The process you need is called ACH (automated clearing house). many companies can set you up. do your homework before you chose one. google ACH to learn about the process and the different providers.

Reactived facebook account and 3900 friends gone. How do I get them back?

My boss recently reactivated her account and her 3900 friends were gone. She wants to know how to get them back, figure out what happened, and/or know who to contact to solve the problem.





I have attempted to reach facebook by submittin bug reports, but they haven't responded.





Any help is greatly appreciated. Thanks.
Reactived facebook account and 3900 friends gone. How do I get them back?
You must contact Facebook. The friend limit is 5000. You are under that limit. That should not have happened. They need to know about it. That is really going to affect many in a very bad way. Shouldn't have happened. I'm not impressed. I was considering using it for business too. Not now!!!!





Best of luck. Hope you get them back and Facebook takes this serious!!!!!!!!!!

How to get an administrator password with a limited account?

I have an administrator account and a limited account and i can only access the limited and i really need the administrator because it has files i really need
How to get an administrator password with a limited account?
so u mean that u have forgotten the password





well what u can do is


when u boot u pc/laptop


try to press del and u will see a blue scree (well the setup screen)


in there u will find a setting menu for the security


and in security , u will find the privacy menu where you change it to not promt the password%26gt;%26gt;%26gt;%26gt;%26gt;%26gt;%26gt;%26gt;%26gt;%26gt;.


i mean u will get it once u open the security option..





else .............. mail me


i can show you other ways out





i hope it helps
Reply:First of all, if you have an admin account and a limited account and you can only access the limited account, you only have a limited account.





If you are a good administrator, you kept the password to that account properly secured so that you could access it when you need it.





Now that we have established that, there is absolutely no way to access those files.
Reply:There are some WinPE ISO files for download on the internet, which you can burn CD and then boot from CD.


Some of the WinPE ISO contain user password reset tool.
naming

Why are iTunes continuously taking money out of my account when I bought only one song?

Since I bought a lyric for my computer iTunes have been debiting my account Four or five times in one month. This is the second time it has happened.
Why are iTunes continuously taking money out of my account when I bought only one song?
I think you may have been hacked mate...





Try getting in contact with your bank to find out specifically how much they have taken. Then check with itunes. See if the ip's buying the song match up with your home ip
Reply:errm why did you give itunes your details anyways ..when you can get free songs..

How do you make your limited account an administrator account on Windows XP pro?

Hey, my computer only has one account but somehow it says it is limited... but there is no account with an administrator on my computer since that limited account is the only account there is.. i cant change it to an administrator because it says i need a computer administrator account to do so... HOW DO I CHANGE ITS TYPE???
How do you make your limited account an administrator account on Windows XP pro?
At least 1 of the account is adminisrators account in Windows XP.





1. Open command prompt and type net user. You will get a list of all the users of ur machine.


2. From there u can find out which account is the administrators account.





Changing account type





1. Restart your PC and keep on pressing F8 to enter into advanced boot options.


2. Select Safe mode.


3. You will get a Administrative login.


4.Login as Administrator.


5. Now goto Control Panel and open user accounts.


6. Select ur limited account and Click on "Change Account type".


7.You can make him admin from there
Reply:Start your computer in safe mode and there'll be the back-up administrator account there for you to use to change your limited account.

How do I actually receive my money from PAYPAL if someone buys something off of my ebay account?

How does this process work?
How do I actually receive my money from PAYPAL if someone buys something off of my ebay account?
If you have a bank account in the US you could easily withdraw the money into yours without having to bear any cost.





If you are not in the US, you need to link your Mastercard or Visa to your PayPal account and withdraw the money into your credit card account at $5 as service charge.
Reply:You need to have your bank account registered with them, then after the payment has been transferred and cleared, click on Withdraw and it will give you a confirmation.

How do i stop spam mail from my hushmail account?

i get spam mail everyday in my hushmail account, but there are no options on stopping them. hell i could use my yahoo account and they have a spam folder and its free.
How do i stop spam mail from my hushmail account?
Hi DMTMD,





To help limit the amount of spam you receive in your Hushmail Inbox, click on the "Spam Control" button at the top of the screen in your webmail account.





There are a number of options on the Spam Control page to help control the spam in your account.





I find that it is most effective to use the following settings:





1) Email that is likely to be Spam will be marked as such in the Subject line: "Use my Allow %26amp; Block List settings for these emails"





2) Email that is likely to be a false "Undeliverable" bounce should be deleted: Checked





3) Add recipient email addresses to my Allow List when I send email: Checked





4) Send a "challenge-response" message when I receive email in my Pending folder: Unchecked





5) When I receive unencrypted email from someone who is not on my Allow List: Put it in my Pending folder





6) When I receive encrypted email from someone who is not on my Allow List: Put it in my Inbox





If you set up your Spam Control this way, be sure to check your Pending folder fairly regularly. I've been doing it this way for years and found that it works quite well.





If you have any questions, please feel free to contact our customer support team at https://www.hushmail.com/contact/.





You can also review the help documentation for Hushmail's Spam Control page at: https://www.hushmail.com/hushmail/showHe...





Hope this helps!





Toby


Hushmail
Reply:In your Hushmail account, your Spam folder is called "Pending" and it will be displayed below your other folders in a section with the heading "Spam Control".





All incoming messages are Spam scanned, and those that are detected to be Spam are marked "Suspected Junk Mail" in the subject.





Within your Hushmail account, there is a pane called "Spam Control". On that page, you can select three options for messages that are detected to be Spam.





1. Put these emails in my Pending folder


2. Use my Allow/Block list settings for these emails


3. Delete these emails automatically





If you want to use the Pending folder for your Spam email, you will need to select "Put these emails in my Pending folder".





To further restrict the amount of Spam that reaches your Inbox, you can select to have all email from unknown senders sent to your Pending folder.





To do that, look on the Spam Control page for the prompt "When I receive unencrypted email from someone who is not on my Allow List" and select "Put it in my Pending folder".





You will then need to check your Pending folder periodically and use the drop-down box on the right to add new valid senders to your Allow list.





In addition, if you check the box that say "Add recipient email addresses to my Allow List when I send email", people to whom you send email will automatically be added to your allow list.
name naming

Itunes store account activation with a gift card?

I got a gift card for christmas but I don't have a store account yet. I was wondering, since I can't sign up today, can I activate and use an iTunes store account with the gift card? If it helps, it's only $15 but I plan on getting a ton of free apps, so I was just wondering if it was possible. Thanks!
Itunes store account activation with a gift card?
yes! free instructions here: http://usitunes.blogspot.com/
Reply:nahhh mann, you need an account anyway cause even free apps show up on bills=] MERRY CHRISTMAS!! (:

How to remove a credit card from xbox live account?

used my sister credit card to by stuff. Now they charge every month and she wants it removed. can i remove it and by those monthly refills or should i just cancel the account?
How to remove a credit card from xbox live account?
You can call 1-800-4MY-XBOX





They can cancel it for you.





You can then purchase a refill card at your local electronic store.
Reply:unfortunately, you can't right now, but i've heard that the next update would have the privilege to remove the details.





For now, call the Xbox Customer Service about your problem and they should deal with this for you

I sent a certified letter to Chexsystem to dispute account?

They sent it back unsigned.


I am positive I have the correct address.


Do I have to resend it or wait the 30 days before I file with the Tx. Attorney Generals Office, and show them the unresd response?
I sent a certified letter to Chexsystem to dispute account?
Call them toll free @ 1-800-428-9623.
Reply:It is rather rare for chexsystem to have you in their system unless you have bounced checks. Just because you have paid them does NOT mean they have to remove the negative connotation from you account.





They are not compelled by law to accept your certified letter either.

How do I email a question I've already posted to a contact on my Yahoo Answers account?

I have a contact in my Yahoo Answers account that I want to email.. or forward a question that I have already posted...how do I do that?
How do I email a question I've already posted to a contact on my Yahoo Answers account?
The easiest way is to go to your question, click once on the url (http://answers.yahoo.com/question/answer... etc.) Right click, and select copy. open up your contact's profile, select send an email, then right click again, and paste your question's address into the body of the email. This will provide a link to your question. Send the email.
naming

Who do I call to report mismanagement of retirement funds, my money wasn't deposited to spec account?

i opened a retirement savings brokerage account with ameriprise financial. The first time they left my money in a money market account for 3 months before I caught it, when I did they didn't charge me a fee for the 2nd year. I just went throught the statements and they did it again this time for 7 months. Who do I call to have their license revoked? make a complaint? and what can I do to get my money back that i would have made?
Who do I call to report mismanagement of retirement funds, my money wasn't deposited to spec account?
the sec is the watch dog you are looking for!!!
Reply:This is not illegal and is how they work. I think you have a basic misunderstanding of how it's supposed to work. You need to talk to them and/or read any paperwork they gave you and make sure you understand what they're saying before you jump the gun. When the market is volatile they use money market accounts for at least part of the money to hedge their bets and make sure they aren't going to lose money.
Reply:The SEC also known as the Securities and Exchange Commision

Have you ever had someone actually axcess your email account?

Then use that information to torment you and your friends? How can that be stopped?
Have you ever had someone actually axcess your email account?
It happened to me once a few years ago. The best thing i can suggest right now is to change your password %26amp; if that fails make an entire new account altogether. You can also check your anti virus as well to see if it detects anything suspicious.
Reply:My husband who was not finished with his green card and work permit started saying strange things to me. Making comments that I did not understand. When I found out he had been going thru my email I threw him out and filed for a divorce (If you don't have trust you have nothing at all in a marriage).


I closed/deleted my account and made sure his immigration attorney knew that we had dissolved our relationship and not to use me as a character reference.


I don't know what ever became of him and don't really care now that I am happily remarried, in a committed and honest/trusting relationship with the man of my dreams :)
Reply:Thank the lord that it hasn't happened to me. if you want to stop them from accessing your account then just change your password.
Reply:Thank God No!! There's two ways of getting them to stop is either change your password or set up a new email account.
Reply:Yes and they reported me for Questions 3 months old. Some here want to be negative.
Reply:No tg but i would be furious if that happened!
Reply:Yes.
Reply:sorry about that - its what I do ∙
Reply:Sure... I accessed my email the other day.... now if you meant someone ELSE... no, luckily not...

Can the creditor or collection agency remove a collection account from my credit report? How to convince?

I graduated and began a new job. I went to India for 6 months. While i was away, I recieved a hospital bill. When I returned, I discovered it had been sent to collections. I called the hospital and paid the bill. I moved across the country (east to west coast). I called the collection agency verify that it had been marked as paid. I now have one collection account on my credit report marked as paid. I have been turned down for certain benefits because of this recent collection account being on my credit report. I tried filing a dispute online w/ equifax (the CRA reporting the collection account). Because of my recent changes in address, the online/phone methods fail to verify me, so i cannot order my credit report. Now I am supposed to mail in several pieces of POA to validate my new address. Before i do this, is it possible for the creditor or the collection agency to remove the account from my record? If so, i'd like to try it b/c at least i can talk to someone.
Can the creditor or collection agency remove a collection account from my credit report? How to convince?
With medical accounts, you have rights under HIPAA.





If you had paid the collection agency, your HIPAA rights would have been waived.





Since you had paid the medical provider, the medical provider should recall the account from the collection agency and should inform the collection agency to delete everything in their files concerning the account and to remove it from your reports.





The medical provider cannot remove the collection agency's trade line themselves, but they can make the collection agency remove it.





Contact the medical provider and discuss the issue with them.
Reply:OC1999 has some good advice for starters.





Echo is extremely knowledgeable on how credit reporting and the HIPAA tie together. I haven't done enough research on it, but I do trust Echo's opinion.





That said...if true...can I assume that the collection agency no longer has records of your debt?





Let's back up one second though, and explain the process of getting a negative item removed from your report. It's all described in the Fair Credit Reporting Act.





There are only two ways you can get a negative item removed from your report.





1) The creditor must remove it


2) The creditor fails to respond to a dispute investigation.





I think your plan is to start with #2. You need to get your credit report(s). File a dispute. The Credit Reporting Agency (CA) will contact the collection agency ask if the debt is accurate. Your hope is that they either don't mess with looking into it, or may not be able to locate the records (see Echo's answer).





If they do "verify" the debt, you are going to have a hard time. Normally, my advice is to never pay a debt unless the creditor agrees IN WRITING to delete the entry. Since you paid the debt, you lost any leverage you have. Your only hope now is to suck up to them, hope that you find a nice and friendly collection agent (good luck!) who will look over your list of reasons and feel sorry for you.





Now, if this doesn't work, you will have to live with it for a while. Start building your credit rating back up. See if you can get another credit card. Maybe someone can co-sign on a small loan for you.





Visit a site called http://www.lifeafterbankruptcy.com for some other ideas on improving your credit.





Good luck.
Reply:From what I know,hospital bills cannot be factored in your credit report score and they are not even supposed to be on there. But, whenever you are dealing with credit companies,debt collection agencies,etc. get names,get receipts,get every bit of information that you can get and throw nothing away. When it comes to removing anything off of your credit report, even if it is an error, it takes extensive follow up,phone calls and letters to get them removed.It's not easy.
Reply:A collection agency can remove or change reported information on your CR. This is much easier to do if you negotiate this before settling. Since you have already paid the account, they will only do it if they are decent folks to deal with. You might get lucky with that. At least they should delete you from their files so that any CRA cannot verify the information.





You can always write the bureaus and dispute iformation on your report. I have attached a form letter for this purpose. All you need is a copy of your current utility bill for address verification. Always include your SS # @ DOB.





Paid off accounts are more likely to be deleted from your report as there is no economic reason for collectors to keep that information on file. Remember, it is the credit bureaus responsability to verify (within thirty days) that all information on your report is accurate.





For further questions farrellhi2000@yahoo.com
Reply:They can remove information, just as they can add a debt. If you have not paid you might have had some leverage, but since it is paid they may not do anything for you.





The best thing to do is call the collection agency up and be very nice. You will probably have to talk to a manager and not just one of the low level people. Explain your situation and see if they will be willing to remove the information. If they do it they may charge you a fee for this, it should be minimal and just enough to cover any costs they would have.





I don't think the dispute will work because it was a vaild debt(regardless of the reason). So if they verify it with the collection agency the agency will say yes it is valid and it you paid it. If all else fails, you can add a consumer comment of 100 words or less to the credit report explaining the circumstances. It will not effect any automatic scoring, but it will show up when people manually review your report.

What's the best internet security software to use, when connecting with a mobile broadband device and account?

Are there any further risks with this method, and which programmes deal with them the best?
What's the best internet security software to use, when connecting with a mobile broadband device and account?
One thing to note with these mobile broadband accounts is that you get a PUBLIC IP ADDRESS, and so you are accessable from anywhere on the web, therefore you need a good firewall.





The included Windows Firewall simply won't do.





There are free firewalls such as Zone Alarm Free, and Comodo (better but lots of pop ups).





In addittion, no computer should be used without antivirus. AVG Free Edition is 'ok', but NOD32 is simply the best. And you get what you pay for.
first name

How many factors do you have to take into account when taking you blood pressure?

For example, movement, breathing, after a meal etc?
How many factors do you have to take into account when taking you blood pressure?
[1] correct cuff


[2] movement


[3] breathing


[4] diet


[5] current stress level


[6] current physical level


[7] yep, after a meal


[8]





probably about 10, that's what I can think of at present

When buying things online from America priced in dollars how will this work through my UK bank account?

Will I just be charged the equivalent in pounds?
When buying things online from America priced in dollars how will this work through my UK bank account?
Your bank will convert the US Dollar to the European EURO at the current exchange rate.
Reply:On your bank statement they will convert the US dollar amount into Sterling 拢 at that days exchange rate.





I find I'm not usually charged any fees for this.





You can find out approximately what the price in pounds in with an online exchange rate calculator. Be aware, this wont be exact as the rate changes a number of times during the day and the banks all have different rates. But it will be close enough.





http://finance.yahoo.com/currency?u





Buying from overseas is usually not a problem, I find the US$ means I get good value for my money.
Reply:You will probably be charged the rate of dollars on the day you bought, plus the commision charge (usually about 2% but your bank will show this in their charge sheet). Still cheap though thanks to the weak dollar.
Reply:yeah, depends on the exchange rate, the moment the transaction is processed.

How do I move my songs from my frostwire account to my media player so I can burn songs to a disc?

I have all of my music on my computer downloaded at frost-wire but i need to know how to transfer the songs to my windows media player so I can make play lists to burn to cds.
How do I move my songs from my frostwire account to my media player so I can burn songs to a disc?
I'm not familiar with Frostwire, but here is how to add songs to WMP.





Start up WMP, click on File and Add Music/media, then browse to the directory that contains all your Frostwire music. WMP will scan the directory and add them all to your WMP library.





Good luck!
Reply:just drag and drop then into windows media player but they normally go over to wmp automatically. good luck!

How do I remove my name from this collection account?

I have a collection account for about 10 years now. Different collectors have been calling me throughout the years. Recently, there is a new collection agency calling. I thought that after 7 years it was to be removed from my credit report. I know that it was my bill to begin with, but after all this time and wasted phone calls, I thought that I finally beat the system....j'k.
How do I remove my name from this collection account?
They can keep trying to collect the debt, but the credit bureau must stop reporting it on your credit after 7 years. If it's still on your credit, you can dispute it and have it removed.





Some states also have a statute of limitations, where if a debt isn't collected within a certain amount of time, they lost their chance. You'll have to check with your specific state and/or an attorney for advice on this.
Reply:Your credit report can only show collections for 7 years from teh date of the ORIGINAL DELINQUENCY. So, say you had a late payment, and eventual default, on a credit card in May of '93. No matter how many collections take it on and sell it and how many times it goes to a 'new' place, it can only be on your report until May of '00.





There is a statute of limitations on collecting debt as well-- usually the same 7 years. But if you talk to them and send them any payments, this can mess up the 'clock."





Honestly, I would pay my debts regardless-- Karma and all that-- but be vigilant with my credit file and be sure its not on there.
Reply:That is not correct. A bankruptcy will fall off of your bureau after 7 years of being discharged. Accounts that have been inactive 10 years should automatically fall off. If the collection agency is still attempting to collect the debt then no matter how old it is they still have that right. They are still reporting the account status to the bureau then it may never disappear. If it was paid then it would become "inactive" but also show "paid". It should not disappear until 10 years after that inactive date and should show as paid until then.





I understand your concern though. Most collections would have disappeared by now because the agencies have given up and wrote it off as a complete loss. This must be extremely important to collect or they are really good investigators. You've given them reason to keep that collection open. Whether it be that they've verified your address, you've answered phone calls, or you could have sent them money at some point....something is giving them hope...they know you haven't fallen off of the face of the earth.





An upside to this is that the account that originally defaulted should be inactive as of the sale date to the collection agency and will now disappear off of your credit report. Unfortunately, I cannot give you any positive outlook for that collection. Try negotiating a payment plan with them....this will at least lessen the amount of harrassment calls. You did make a promise to pay 10 years ago and they have the right to hold you to it for as long as the want.
Reply:The mortgage consultant is closest to correct. The Statue of Limitations only prevents them from suing you to collect. They can try to collect forever if you don't pay.





EDIT:


Under the Fair Debt Collection Practices Act, you can tell them in writing not to contact you except to inform you of Legal Action (aka suing you) that they have taken. After the Statute of Limitations has expired, that leave them with no means to collect. Just don't try to do business with them again.
Reply:After 7 -10 years the debt should be removed from credit report, and no longer affect you credit rating. But where I live the company or collection agency can continue to try and collect as long as they want but you are under no obligation at this point to pay. You can send a cease and desist letter to the agency trying to collect. This should stop collection attempts temporarily, (But as we all know collection agency don't always follow the laws.)


Then they will more than likely turn it back over to the original collector.





You could also check out this website it is Federal trade


commission facts for consumers. http://www.ftc.gov/bcp/conline/pubs/cred...





Hope this helps
jewish name

Sunday, May 23, 2010

I did not authorize a charge on my checking account to yahoo.How can I get this problem resolve?

Yahoo charge me $29.90 on my checking account plus there was a $35.00 overdraft charge as well. I am very upset because I did not authrize this money to come out of my account. I hope you can help me? And can you let me know how this happen and how I can corrected.
I did not authorize a charge on my checking account to yahoo.How can I get this problem resolve?
Contact your bank and ask for the fraud dept. ... some-one may have used your banking details, or just incorrectly typed in your number by mistake ..
Reply:In addition to disputing the charge with Yahoo in writing, you can also write another letter about your dispute to your bank. It is unusual for reputable outfits to impose unauthorised charges. May be it is a genuine mistake, error. Or may be you forgot about the authorisation.
Reply:Should be a phone # to call whoever did the charge. CALL them.

What do I need to open a UK bank account?

Hi,





I am from Greece and I am coming to London to find a job.


What do I need in order to open a UK current bank account?





Thanks.
What do I need to open a UK bank account?
You will need your passport and two proofs of your address (e.g. utility bills) dated within the last three months.
Reply:A special letter of introduction from Her Majesty the Queen.
Reply:you need a passport and a bill with your adress on.
Reply:beacuse your be living in the uk so it easier for us to put ur pay check into your bank and stuff

Is there anyway to change birth date in Yahoo Account?

I really like to know.


Can anyone give me an idea how?
Is there anyway to change birth date in Yahoo Account?
Yes there is a way.


Go here and follow instructions


https://edit.secure.yahoo.com/config/val...


You will be able to change age, in lieu of giving your Credit Card info to Yahoo.
Reply:Your birth date is a important part of your password recovery data it


is hidden from view (even from you) and cannot be changed.


The only alternative is to open a new mail account.




How can someone else withdraw money from my bank account?

My parents forced me to come with them on vacation to another country i hate for six weeks. I dont wanna be here. I have over 3,000 dollars in my bank account. How can i get permission for someone bank in the states to withdraw money from my account and buy me a ticket back to the states? Im 18 by the way
How can someone else withdraw money from my bank account?
Unless they (1) have your ATM card or (2) are an authorized user on your account it can't happen. Good luck- why can't they loan you the $ and you pay them back when you get here. OR better yet- why can't your parents give you the $
Reply:Sorry Sweetheart - That just is not possible. You and only YOU are allowed to do that, no matter what.
Reply:If they know your account number and have a check. Or have your pin number to your card and have that card. What you want to do is password your account if you want that added protection. Go to your bank and have them put a warning on your account when ever you cash a check. This way when they ask and you have the right password , you only get the money.
Reply:call your bank and ask...it may just take your signature if the account is in your name because they could compare your faxed signature with what they have in their records. They might overnight you a bank check but then on your side you may need an account to cash it, or maybe not, you'll have to ask. It would be dangerous walking around with all that cash and walking over to some travel agent you don't know if you can trust. Why not also call a travel agent in the US that you know and ask how to handle that. Maybe the bank can send them the check (for only the amount needed) to that travel agent. Explain your situation to them and be sure to get names, account number, addresses, emails, phone numbers, etc. in case you lose contact on the phone.


Hopefully you have identification with you and some kind of passport, visa or whatever you need to get home. Be sure to have some relative help you leave at the airport and some relative to pick you up on the other end. Things are so unsafe these days....be careful.
Reply:Grow up! Six weeks isn't that long and you should feel fortunate that your family has enough money to even go to another country for a visit AND stay for six weeks.
Reply:Unless they have your ATM card and PIN no. or a USERid and password for online banking, you can't. Sorry....
Reply:If you're 18, why did you go with your parents? You could always have refused. You are an adult, after all. However, what is the big deal, anyways? It's not like a vacation is a bad thing (unless you're in a war-torn country or something), so enjoy it! Think about what else you could use your money for, instead of a ticket back home right now, when you know you'll be home in a few weeks anyways.
Reply:You can't authorize someone else to withdraw money from your account.





You could concieveably wire money to someone else to buy you the ticket.





Or you could just hang out and be thankful your parents take your ungrateful self on vacation with them! :)
Reply:You can't. Grin and bear it.
Reply:with your credit card number, or fake or real ID.
Reply:call your friend buy u a ticket, and pay him back when u are back.


however, one day u will find out that is wrong.
Reply:aw you poor baby some people don't get a vacation let alone weeks of it . SHUT UP AND QUIT WHINEING
Reply:You cannot. You can wire the money to yourself, but that will cost a fee. Plus, you will then have to change your US dollars to whatever money you will need in the country you are at to buy your own ticket.





Being 18 doesn't matter. But it is a great age to learn that sometimes you just have to like it or lump it.





If you had been mature enough to refuse to go with your parents in the first place then you would not be in the pickle you are in. Growing up is painful.
Reply:You can call your bank and have them transfer the funds to a different account. Or do it online
most popular name

If your account is reported negatively on Credit report, then sold to another debt collector, and they report?

it negatively also, is there some kind of law as to how many companies can keep selling the debt and reporting it negatively in this way?
If your account is reported negatively on Credit report, then sold to another debt collector, and they report?
NOPE JUST PAY YOUR DEBT
Reply:i dont think so...they will just pass it a long til someone gets the money from you...its a liability for them as well if they dont collect...you could just pay it and not worry about it anymore?
Reply:I killed my credit a long time ago and never heard of this, or ever saw it, on my credit report. It is the same debt. The first holder can report, and always will. After that they wrote it off. At that point it can be sold to any Joe Shmoe, for cents on the dollar, just to try to collect ANYTHING. I don't see how they can report it, but, if they do, just file a dispute with the credit bureau.
Reply:To my knowledge their are no laws to prevent it....

What would an MP put down in their expenses account for visiting my female neighbours?

They do have a lot of "Gentleman" callers!
What would an MP put down in their expenses account for visiting my female neighbours?
'Services rendered' perhaps.
Reply:Tory would put the other woman


Labour would put "A bit on the side "


Liberal would put "these are new party members"


enjoy the day
Reply:Member's '' Surgery''
Reply:"Dic(k)tation"
Reply:Essential research
Reply:The cost of a whip and a few condoms. We couldn't have these 'gentlemen' getting a dose now could we?.
Reply:comforting the constituency if that is spelt right or getting the voters in lol
Reply:Costs in standing for a general erection?
Reply:redistribution of health
Reply:lunch

I have a new Amazon Student Credit Card. Do I need to keep a balance on the account to use it?

Just wondering if I need to keep money in my new credit card account. It has no balance right now. So when I buy something do I need to deposit money in that account and pay from it?
I have a new Amazon Student Credit Card. Do I need to keep a balance on the account to use it?
No. You have a credit card - not a debit card.





You don't need to settle your account until your monthly statement comes. If you wanted, you could just make the minimum payment - but, I really recommend promising to yourself you'll *always* pay the balance in full every month. Why? This article ought to scare the hell out of you!


http://www.bankrate.com/brm/news/cc/1998...

What`s the difference between personal and business checking account?

Your personal checking account would only be in your name and you will be the only user. The business account will have different checks and have the business name printed on them. They are two totally separate accounts. Just make sure you keep a good record of all your transactions. Hope this helps. good luck to you.
What`s the difference between personal and business checking account?
Personal checking you as a person obligate to that account but the business the business is obligate for that account and has nothing to do with you in case of chapter 11.
name latin

How do i setup a new itunes/app store account on my iPhone?

I bought the I-phone 3g yesterday.


I set it all up and everything has gone fine.


Although when i enter the App store or Itunes and try to purchase it will only let me sign into my brothers itunes account, not mine. I cannot find anywhere to change the e-mail so i can log into my account.


Can anyone help my please??
How do i setup a new itunes/app store account on my iPhone?
new app acct: http://support.apple.com/kb/HT2534


faq: http://support.apple.com/kb/HT2001

If your account is suspended is it gone for good?

I'm asking in R%26amp;S because I'm guessing this is where the most experienced people on the subject would be.
If your account is suspended is it gone for good?
It comes back after 6-12 months(not fully sure which one) but your points are all gone. You can try and appeal but chances are it will be rejected.
Reply:Well...I got suspended. But after playing "Law and Order" for a while and after numerous appeals and emails, my account was reinstated. But to my utter dismay, my account was bumped back two levels and all my best answers were taken away. I think I was depressed for a week. I had made it to level six and I only needed a hundred or so points to get to level 7.





But I guess if you appeal enough and if you send an email to the yahoo!answers team, they can reinstate your account based on how severe your violation was.





And if you're wondering, I got suspended because apparently, I had another account. Funny thing, though. I don't recall ever making a second account.
Reply:haha, that made me laugh. We certainly are experienced. I think I'm on my 9th life. Fundies have it in for me.





But to answer your question, yes it is gone forever.
Reply:Yes. No amount of appeals, whether they be logical or not, will gain you access of your former account.
Reply:Wave bye bye
Reply:Yes. I've appealed a bunch of times, but the computer doesn't like being told that Jesus died of syphilis. I guess it doesn't like the truth.
Reply:LOL Yep, you are correct.


I hear you can appeal but I hear more often that not you lose your entire account!
Reply:yepper





make another
Reply:Forever and ever. Just like with hoomans.
Reply:Yep
Reply:Yes
Reply:well, depends on what you're talking about... more info please
girl name

What`s the difference between personal and business checking account?

Personal checking you as a person obligate to that account but the business the business is obligate for that account and has nothing to do with you in case of chapter 11.
What`s the difference between personal and business checking account?
Your personal checking account would only be in your name and you will be the only user. The business account will have different checks and have the business name printed on them. They are two totally separate accounts. Just make sure you keep a good record of all your transactions. Hope this helps. good luck to you.

Parents want to transfer money into my UK bank account from abroad, will I have to pay tax for it?

I am currently working in the UK and therefore a taxpayer.
Parents want to transfer money into my UK bank account from abroad, will I have to pay tax for it?
Well no tax liability arises on the gift from your parents.


However, if it's over 拢3000,(拢6000 jointly, plus the same for previous year) it may affect their IHT position if they die within 7 years.

How do i setup a new itunes/app store account on my iPhone?

I bought the I-phone 3g yesterday.


I set it all up and everything has gone fine.


Although when i enter the App store or Itunes and try to purchase it will only let me sign into my brothers itunes account, not mine. I cannot find anywhere to change the e-mail so i can log into my account.


Can anyone help my please??
How do i setup a new itunes/app store account on my iPhone?
new app acct: http://support.apple.com/kb/HT2534


faq: http://support.apple.com/kb/HT2001

Which bank is best to open a new savings account nowadays?

Which bank is the most sturdy and has the most safeguards to weather the current economy, as well as offers good rates and services for its customers?
Which bank is best to open a new savings account nowadays?
Check out http://www.bankaround.com to find the best rates around you.





As long as the bank is FDIC insured, and you are under the limit, it won't really matter too much which bank you open the account with.






Reply:Credit unions usually have better rates.
Reply:I prefer smaller, local banks or credit unions over the larger banks. They typically offer better customer service and fewer fees.
name common

Where is a good place to sell a wow account?

I stopped playing so I want to sell my wow account. Got a lvl 70 shaman 375 skinning/mining. I didn't find any wow accounts being sold on ebay so I guess thats illegal now. So anyone can suggest me a place where I can sell my account?
Where is a good place to sell a wow account?
Selling WoW accounts is risky business. If they catch you, you can kiss you account good-bye. I was looking to sell my account at one time and found one site to be the best. You should know thought that prices for accounts have dropped since you can lvl a char from 1-70 with Glider...





http://www.markeedragon.com/forums/ubbth...





Thats the site. like I said tho a TON of people who use Glider use that site. Hope you char has some good gear. Most Gliders will glide to 70 and get the Welfare Epics and PvP gear then sell.





Hop this helps.



Reply:lol, i dont play the game, but i always selling my runescape accounts on http://www.farmer100.com, They purchase wow accouts too. you can have a try.
Reply:maybe you can try here http://www.houseofnothing.com ... good luck!

Who do write a certified cheque, the bank? Can I take a certified cheque with no bank account?

I live in Brazil and I need to pay some fees to my immigration process by certified cheque.How can I take it with no canadian bank account?
Who do write a certified cheque, the bank? Can I take a certified cheque with no bank account?
You should be dealing with the local Visa office in Sao Paulo in order to pay the fees.





You can pay by certified cheque from your Brazilian bank account, by money order, or can make the payment directly to the Consulate General of Canada at any HSBC branch in Brazil. You can pay in Canadian dollars or Brazilian reals.





The link below is for Canada's Visa Office in Brazil. You can find full details here.

How do I get a new account or upgrade an existing account with Yahoo mail beta?

I am a long time Yahoo mail user and I would like to try to the service.
How do I get a new account or upgrade an existing account with Yahoo mail beta?
Click the link below and click Try it Now to switch to Yahoo! Mail Beta and click Sign up to open another account. If you don't like Beta you can easily switch back. I don't even want to switch back. I like Beta much better than the original mail, now that I have learned how to use all the new features, and you probably will too if you give it a chance and learn about all the new features and how to use them. Beta is still in the testing stage, and will get even better.


http://advision.webevents.yahoo.com/mail...





I suggest you visit the All New Yahoo! Mail Tutorials page and learn about all the new features and how to usw them.


http://help.yahoo.com/us/tutorials/cg/in...


http://overview.mail.yahoo.com/us/
Reply:Since yahoo is moving user in a small group


with the fact that US users are going first. you will be eventually prompted to upgrade to yahoo mail beta. thisis not an invite style program where you get an invitiation by a user. iti s at yahoo discretion

I have a new Amazon Student Credit Card. Do I need to keep a balance on the account to use it?

Just wondering if I need to keep money in my new credit card account. It has no balance right now. So when I buy something do I need to deposit money in that account and pay from it?
I have a new Amazon Student Credit Card. Do I need to keep a balance on the account to use it?
No. You have a credit card - not a debit card.





You don't need to settle your account until your monthly statement comes. If you wanted, you could just make the minimum payment - but, I really recommend promising to yourself you'll *always* pay the balance in full every month. Why? This article ought to scare the hell out of you!


http://www.bankrate.com/brm/news/cc/1998...
fantasy name

How do i set up my work email which is closing to forward all messages to another account?

my contract at work ends and my email account will be terminated. is there a way i can have all emails i receive forwarded to a personal account?
How do i set up my work email which is closing to forward all messages to another account?
If your contract is ending your email account will be closed and you therefore will not receive any emails to that account - they will just be bounced back to the sender.
Reply:No, unless the company offers that service...





That is why we always use personal account for friends and newsletters we like to read, and a business account. for business. I would guess you need a gmail, yahoo, or other free on-line e-mail and transfer the e-mail addresses you need,





But urgently start informing everyone on your address list of your new e-mail address... (one e-mail account for friends, and one e-mail account for business networking).





If you might change your ISP in the future, that is also important not to use your ISP e-mail addresses... That is how AOL kept there installed base for such a long time... E-mail addresses, are an amazing hold on computer users.
Reply:Well yes and no, it really all depends on the company you worked for. When you started the contract, the I.T department created an email address for you. That email address most likely represents the company( like bjones@thecompanyyourworkfor.com) and not a public email company like hotmail or gmail.com. This means your contract company most likely will get rid (terminated) your work email account. Once your email is terminated, you can not get any of your emails from that address, EVEN if you forward your work emails to your personal email account. Sadly private work email is not like the U.S mail system where you can just forward it to your new address.





Now there are 3 ways to solve this issue.


#1, Ask the I.T department if they would leave your work email up for a couple weeks so you can do what you need with it. Ask them how to forward it to your personal email. You need POP3 and SMTP to forward your work email. We can help, ask us at Computers R SImple.com . The reality of this option is rare especially if your a contract worker! The I.T department will most likely have "marching" orders from the managers to delete your once you leave, so they might not listen to you.





#2 %26amp; #3. Email all your contacts and tell them that they can contact you at your new email address. Professional to Professional: Dont use your personal email, especially for work email. Create a" professional sounding email" . We also suggest you save/export your address book. This can be done by exporting your .CSV file (contacts calender and more). Now most email clients (like outlook) have an Export option under the File option (top left hand). If your company has its own email client that may not have an export option, then ask the I.T department about Exporting contacts. Now once you've selected what you want to export, it will save a file, which can be emailed to personal address, saved to flash drive, so on. Once you have the email client you use for your new/personal email, you can Import the file. As mention, most email clients and web email such as gmail, have a Import option.





If you have any more question please feel free to ask us at Computers R Simple.com

How old should you be to get a Twitter account?

Ok WHAT is Twitter???


Please tell me all about it. Is it like facebook and myspace?


How old should you be to get an acount?


Is it safe...


Just tell me these type of questions in general please. :~) Tanks a bunch!
How old should you be to get a Twitter account?
Twitter is just another form of Instant Messenger. It's the latest in the evolution of online social forums such as IM, MySpace, Facebook, whatever... It's as safe as any of these other social sites and there's a 13 year old age minimum (but I don't believe it's being enforced due to new educational benefits being identified with this type of communication vehicle. Plus, how would they enforce the age requirement).





Twitter is a free social networking and micro-blogging service that enables its users to send and read other users' updates known as tweets. Tweets are text-based posts of up to 140 characters in length which are displayed on the user's profile page and delivered to other users who have subscribed to them (known as followers).





The main difference between Twitter and IM is that Twitter automatically updates all of your "followers" automatically whenever you create a "tweet". So, for famous people, they have a lot of followers. If the famous person writes a tweet saying they are flying off to Paris for the weekend, the tweet automatically gets delivered to all of the subscribed followers automatically.





It's also a popular way of updating family members on little events without sitting down and writing/sending each one of them an email or an IM.
Reply:Twitter is this site where you basically tell people what your doing. It's like the myspace and facebook status thing. I'm not sure how old you have to be but i guess at least 13. It's safe for the most part, if you set your settings to protected so then only people you chose can see your updates, if you don't then everyone can see them. You can chose to follow celebrities or friends or just interesting looking people.
Reply:I would relate it closer to facebook than myspace. twitter is basically a site where you can share what you are doing with friends and family. I would say you can be any age to get a twitter account, it's a really cool way to keep in touch with friends and family, and to let others know how you are doing and what your up to.
Reply:it dosn't matter what age has long has u dont put ur pesonal info out there like ur age, ur full name, were u live, ur e-mail, phone #'s


PS ASK UR PARENTS 1ST IF U R UNDER 13

How to get someone to deactivate from your ps3 account?

I have someone on my ps3 account activated and he doesn't want to deactivate how do i make him deactivate??
How to get someone to deactivate from your ps3 account?
I am assuming you mean that your PSN ID is on a PS3 other than your own.





If that is the case, you have to log on to your user ID on the other person's PS3 and go into account maintenance. There is a specific command to deactivate that PS3 from your PSN ID.





It doesn't sound like that is an option for you considering the person in question doesn't want you to do this - probably because they can't freeload the downloaded content you paid for if this happens.





If this is the case, you can call Sony at 1-800-345-SONY (7669), but I'm not sure if they can help you.





The specific instructions for deactivating a system say you must have access to the system to deactivate it.

How do I take the password off my xbox account?

It gets annoying when I try to play GH or RB and i cant sign into live cause I dont have the bumpers on my guitar.
How do I take the password off my xbox account?
Go to the marketplace tab, choose account management, and then Xbox LIVE pass code.
dog names

How can I get Album Artwork for my music in itunes without signing up to a itunes account?

I need the Album Artwork but, i don't want to sign up to the itunes account





Plz Help!!!!
How can I get Album Artwork for my music in itunes without signing up to a itunes account?
Yes, you can either put in the album work manually, or use a program called iTunes Art Importer to do it for you.





hope this helps.
Reply:i google image the album artwork and drag it onto the itunes bit of album art