I am on Chex Systems and can't seem to get a regular account.
Where can I find a second chance checking account?
Non ChexSystems / TeleCheck Checking Accounts
This blog was created to help consumers who are searching for a second chance checking account avoid being ripped off and scammed when trying to get a bad credit checking account. The banks listed do not use ChexSystems or TeleCheck when opening a new account or they will not hold your ChexSystems listing against you. It also lists alternatives to checking accounts....
http://approvedchecking.blogspot.com
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Reply:Woodforest National Bank (in most Walmarts) in N. Dallas, TX
Beware the fee's are high though! Report Abuse
Reply:I think that www.secondchancechecking.us can help you better. I'm sure Woodforest Bank if you live in Dallas TX could help however, not everyone coming here lives in Dallas TX. There is also a website www.freenonchexsystemsbanks.co... that offers all U.S. States that don't use Chexsystems. Report Abuse
Reply:UnivestDirect offers a low-cost second chance checking account. The link is below.
http://www.univestdirect.com/s... Report Abuse
Reply:Wells Fargo i think offers second chance checking accounts and Bank of America will open a checking and savings as long as the record is more than two years old and your debt to your old bank is already paid. Some banks have the same policy.
It's a different story though, if you were reported on Chex Systems due to Fraud. You're going to have to wait 5 years for that to clear before opening any kind of account.
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