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Saturday, November 7, 2009

Has anybody ever heard of a creditor being able to slap a lien on your checking account to collect?

I saw a woman on tv that had a lien slapped on her. She was able to fight it because it was a scam but her bank charged her a $100 fee


anyhow. Also she had to get a lawyer.
Has anybody ever heard of a creditor being able to slap a lien on your checking account to collect?
Not only can they put a lien on your account, they do charge you fees which are non refundable, no matter the situation. But the lein can stay on there for several weeks, once you get it released it takes about 3 business days to come off your accounts. It also can be placed on any account associated with your social security # so if you have a joint account with someone and it is mainly their account, they get screwed too. I have seen liens from the government, local and federal, I have also seen liens from credit card companies. In most cases it is best to get a lawyer.
Reply:If they sue you for the amount owed and win (or if you don't show up) then yes they can get their money from your bank account. Definitely need a lawyer, if it will do any good.
Reply:YEP, YOU NEED A LAWYER,
Reply:If you have a government lien slapped on your account they hold twice the amount of the lien plus the fees.
Reply:A creditor can take a person to court and get a garnishment order against the person who owes them money...this means they can get up to 25% of their paycheck in states that allow it and they can have their banking account's siezed and their tax return siezed...so yes I have heard of this, it is common when people don't pay their debts. I have never heard of a bank paying a garnishment without a court order.

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