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Saturday, November 7, 2009

At what age can I open a checking account?

What is the normal minimum age to set-up a checking account at a bank is it 16 or 18? I was thinking that it was 16 because all you need is just a driver's license and two other proofs of identification.
At what age can I open a checking account?
depends on what bank!


i worked at bofa....and you need to be 18 yrs old to open a checking account. you can be any age to open a savings account but your parents have to be there with you...and their name is primary on the account


you CANT get a checkcard/atm card in your name, BUT there's some bankers who will let you.
Reply:any age provided you have a parent as a trustee picture id and cash!!!
Reply:As the saying goes, " If you got the money honey, we got the time."


I would say you could open an account as soon as you get a social security card. As long as an adult is also on the account.
Reply:The age will vary by bank, but most, if not all, will require an adult co-signer for anyone under 18.
Reply:I work for a bank, and I know at ours it is sixteen with a joint account owner, or 18 for just yourself. Also a debit card cannot be ordered unless you are 18. But you will want to call your bank, because honestly, not all banks out there follow federal rules, so you might get lucky.
Reply:At my bank I could open one at sixteen but I had to have my parents cosign and all that, so their name is on my account until i turn eighteen
Reply:Call the bank. You may be able to set up an account when you have identification.

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