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Saturday, November 7, 2009

Is it possible to rename your email address or do you have to start a whole new account?

I tried to change mine before but i couldn't. You have to start a WHOLE new account i know i hate it too:)
Is it possible to rename your email address or do you have to start a whole new account?
im pretty sure you have to start a whole new account unles your just trying to change your password or little things but the email address itself you need a new account
Reply:restart :( bumer
Reply:new account
Reply:new account +
Reply:start a new account
Reply:your going to have to start a whole new account
Reply:You have to start whole new acct with yahoo.com
Reply:u hav to start a new one!

Can someone give me a estimated cost of sending images captured on cell phones to a email account?

My wife and I finally upgraded our ATT wireless plan with new phones and have the ability to take pictures now. I am wondering what the cost of this might be using the smallest size image sent to my yahoo email account, can anyone suggest a estimated cost?
Can someone give me a estimated cost of sending images captured on cell phones to a email account?
Picture messages cost $0.25 per message sent or received regardless of the size of the actual message. International picture mesages are $0.50 per message in case you were wondering. Hope I've helped!

Can an employeer put a payroll deposit in your account then withdraw it?

My boss direct deposited my pay check then withdrew it or canceled it. They then gave me a paper check but they did not notify me of any of this. Is there anything that I can do becuase that caused me to bounce checks. Are there any laws that prohibit this what can I do about it? Any links to info about this in GA would be greatly appreciated.
Can an employeer put a payroll deposit in your account then withdraw it?
There is no law for that. An employer can withdraw funds from your checking account if deposited


in error. They can also replace it with a check if they want to. What you have is a payroll department that should communicate better but no a crime. Sorry.
Reply:They can't withdraw it once they've deposited it, but they might be able to cancel the payment before the payment is settled.





Not much you can do about it unless your bank statement clearly shows that the bank paid it out as a check - then you'd have to go after the bank for an unauthorized withdrawl.
Reply:girl, that is so illegal!!


once they got the money out from your bank, it means they have your account number and all other personal stuff that they can also get the money from your savings!!
Reply:Don't know if they have on here where you live but check out this site.


http://forum.freeadvice.com/archive/inde...
Reply:Most likely he canceled it. Only you can withdraw from your own account. I can see some legal steps you can follow. There is the lawyer avenue specially if it caused you to default in your payments and were penalized for it. You can explain in a nice manner to your boss and hope that he has one hell of a good reason for what happened and is willing to make amends. Also the bank or credit union should be made responsible for not notifying you. It not only puts you in bad with the lenders but also your credit record suffers. Good luck
Reply:Depositing to your payroll is a prerogative of your boss since it was he/she who did that in the first place...on the other hand, your boss cannot withdraw from your account unless you can give an authorization to do so...if your boss doesn't have this authority, all he or she can do is to debit back the amount deposited to your account and credit it back to his/her account...There are no laws governing this...he or she can do that but if it happens that you were able to withdraw the money from your account, then you will get it at no problem.. but it so happened that your boss was quick enough to do this ahead of you so tough luck on your side...hope this helps...
Reply:no but they can cancel it
Reply:To be honest I am not exactly sure but....


It wouldn't make sense to me if that was legal to withdraw money.


However, I would think that they can cancel a pending transaction. So if the money hasn't been fully transferred then it can be taken away... Unfortunatly!!!


But again, I am not positive.
Reply:no
Reply:Only if it was a mistake and the money was never yours to begin with.
Reply:Being as though we live in the wonderful right to work state of GA, they may have some right to do this...I would talk to your bank and see if they can offer you any options. Sometimes if my direct deposit doesn't go through, they give me a check because the system doesn't work that week?
Reply:no! you should report this to police
naming

How can i eliminate internet access on a user account?

I have windows xp and i want to set up a user account without any internet access. How do I do this. My firewall wont allow different settings for each user. Is there some way to shut off access to the browser for just that one user account?
How can i eliminate internet access on a user account?
hi,





install a personal firewall like ZONEALARM http://www.zonelabs.com then create a password for it! it is seen on a 3rd tab to the right of the first screen, once u install the software!





when another user launches internet explore or any internet based program it asks for permission to go to internet, but only a user who knows the password for ZA can grant it! u only need to type a password once a session,





without the password ... no one can........ close ZA, Unistall or Kill prosess tree in taskmanager!!!! its cool...


________ _______________ ________________ _________





my hint to windows logon has been changed to:





This Device is Monitered by X-Pc spy, Pc lock Pro and ZoneAlarm. All Access to the Harddrives, Cd Drives and Internet are Blocked.Keystrokes are Recorded Even in 'PreLogon' State. All Rights Are Reserved By the Administator AKA: rubenbabu


___________ ________________ __________ __________ ___





and iam serrious!!!





http://www.download.com





AnswerMan

If I put in a cheque to leave my account and into my dads account when will it leave MY account?

I will be putting a cheque in to my dad and we are also with the same bank. Will it take the usual 3 days or will it be a virtually instant transfer due to being in the same bank?
If I put in a cheque to leave my account and into my dads account when will it leave MY account?
It will leave your account straight away and take 3 days to reach your Dad's. The best thing to do would be to cash your cheque and pay the cash into your Dad's. It will then get credited instantly.

Can someone help me out with making an itunes account?

Ok, I understand everything until I get to the part with the credit card and all that stuff. I don't have a credit card but I have a gift card. So I put the code for the gift card in it and it said it's not valid. Does anybody know I am to do?
Can someone help me out with making an itunes account?
Download the new version of iTunes. It shouldn't ask you for your credit card then. Also, once you do that, just click redeem on the front page of the store on the far right side. Hope this helps(:
Reply:You have to go to the itunes store and and then go to QUICK LINKS and in there will be redeem and click that. the it will ask you for your itunes gift card pin code. enter it. there you go. now you can spend your money on what ever you like.

How do I sign in on my yahoo messenger account on 2 different computers at different times?

I have a desk top PC at home and a lap top on the road. I can't sign onto yahoo messenger on my lap top under the account that is on my PC at home. How can I accomplish this?
How do I sign in on my yahoo messenger account on 2 different computers at different times?
You should be able to sign into Messenger from any computer where it's installed, as long as you're not signed into already on another computer.
Reply:make sure you sign out of your home computer


make sure you have the newest Yahoo! messenger on your laptop


If it still doesn't work, post the error when you try to sign in.
Reply:Simple get another yahoo account. But if you are sign in at home and want to sign in on the road it will sign you out at home and sign you in where you sign in last...
Reply:Sure you can. I do it all the time. You just can't be logged into both at the same time.





Actually, if I am logged onto one and then go to log onto the other, it logs me out of the first.
Reply:all i know is that you can't log on to yahoo messenger while you are currently log in in the other computer
Reply:i believe when you sign into y! messenger, if the connection is on, it will get disconnected yoru sign on at home and your Y! will work on your laptop.
first name

How to have computer icons appear only on my account desktop?

I want to get some games but they are rated M so we can't let my little brother see them. So I want to know how I can get the icons not show up on his account when I download the games. So how do I make them show up only on my account? Thanks
How to have computer icons appear only on my account desktop?
Open My Computer. Navigate to C:\ Users\ Public\ Desktop (on XP: C:\Documents and Settings\ All Users\ Desktop). Open another instance of My Computer, and navigate to the same path, but replace "Public" or "All Users" with your user name.





Drag the shortcuts from the public Desktop folder into your own Desktop folder.
Reply:Well, well you install some games, usually they will ask if you want other people on your computer to see them when they log on to their own account just click no and the game or game icon will only show on your account...also, if it does show the icon, you can either put it so that your kid bro needs to have your permission through a password to play that game through account control and permissions...and/or you can change the icon itself to a different one...like say, my computer or something
Reply:you can select to do a custom install, in which you deselect the check box to create a desktop shortcut. Or once its finished you can just right click the icon and delete it. When you do this you can still run the game from the start menu by typing it in, or looking for it.
Reply:When you're installing the game, it usually asks if you want to do it: Simple, Complete, or Customize. You can choose to install the game only on your account, so no trace of it will be on your brother's.
Reply:Put them under YOUR account desktop folder...


C:\Documents and settings\YOUR ACCOUNT\desktop





Make sure they are not under \All Users\Desktop, and your account will be the only one to display them.
Reply:you would have to go into his accounts %26amp; delete all of his icons after you put it up on yours.
Reply:on xp put them in C:\Documents and Settings\[YOUR NAME]\Desktop





where [YOUR NAME] is the name of your account
Reply:put some password in the administrator..he cant access your pc then. ;)
Reply:lol

What is the term used when the court orders to put a hold on a person's account?

This hold is placed when the person owes a company or another party money, and the hold is placed until everything has been settled.





My mind is blank today, it's on the tip of my tongue, bonus for the first one to answer it right
What is the term used when the court orders to put a hold on a person's account?
The court order "Freezes" your account. It's something like wage Garnishment.





Look at the weblink I provided, it explains the process, according to Illinois law.
Reply:When they just want to get you attention, they put a hold on your account, so you can't make any withdrawals. If you still refuse to pay and there's a judgement against you, they can take the money. Then it's a seizure. If they go to your employers and have part of your pay check redirected, it's called garnishing your wages.
Reply:writ of execution?

How can I Fax a document to my email account in pdf format.?

No scanner, but I do have a fax. Can I get the document into my pdf files this way?
How can I Fax a document to my email account in pdf format.?
I think you can only send fax to your email if you subscribe to fax to email services like Onesuite Fax Plus. You send fax from your computer using a program from Onesuite and get it from your email in pdf file.





I don't think its possible to send a fax from a regular fax machine to your email.
Reply:a big if (s) are in order here:





if you can fax to your email, then you can do a save-as if you have a pdf converter in your word processor. most do, even open office will do it think. you would have to save the fax and reopen it in your word processor to do this.


other option would be to have a friend with a scanner scan it in for you and send you the file. most new all-in-ones will have an option to scan via pdf. and if not, at least you will have the doc in a word processed format and there are free converters out there.







Question about the way interest accrues in a savings account?

Say I have $50K in a savings account, and in the middle of the month, before the interest is added at the end, I withdraw half. Do I lose interest on the amount withdrawn from the first half of the month?
Question about the way interest accrues in a savings account?
Most savings accounts use the average daily balance. So if your deposit is there for half the month, you get half the interest.
Reply:It's usually based on the average daily balance.





So if for half the month you had a balance of 50k and half the month you have a balance of 25k, your interest would be calculated on 37.5k.





Some banks do it differently though, so you should check the T%26amp;C of your account.
jewish name

Is it free to withdrawal money from your checking account?

My bank is bank of the west. I know theirs a fee to withdrawal from a atm but is their a fee if you walk inside the bank an ask for a withdrawal?
Is it free to withdrawal money from your checking account?
I've never heard of a bank charging it's customer's for normal withdrawals through the tellers... ATM I would understand since it's a convenience thing... but it's ridiculous to be charge by the teller just for a simply withdrawal. You may want to contact the back and specify their T's and C's...
Reply:A checking account is called a demand deposit account. This means the bank must pay you, upon demand, money from that account. However, there can be limitations. If you happen to have a whole wad of cash, and you are trying to withdraw a substantial amount, then the bank can request that you give them advance notice so that they can have it available. Also, some banks offer checking accounts where they limit the number of transactions in trade for a reduced monthly fee. In this case, they can impose a transaction fee after you reach a certain number of allowed "free" transactions.
Reply:yes you are right , the atm machines have fees sometimes it can be $2.00 to $3.00 fees


No i have not heard of any bank give a fee to people if they walk in or use the drivethought windows to withdraw money from their accounts.


you might have to call the service deportment and ask them about any fees that this band might have .
Reply:Not normally.....unless you have a set number of times you can do that per month and you exceed that amount. They charge you a fee to use their ATM? You need to find a new bank.....almost all major banks charge nothing to use their ATMs!
Reply:No there is no charge. Just walk up and ask for a counter check, make it out to cash, sign the front and back. And that's it!
Reply:There usually is not a charge. You could call them up and ask.

Do you have to transfer funds to your paypal account to shop online?

I transfered 400 dollars from my bank account to my paypal account. I am not sure if i had to do that to buy stuff. does paypal take the money right from my bank account? or do you have to transfer money to your paypal account first?
Do you have to transfer funds to your paypal account to shop online?
While it isn't necessary to transfer funds into Paypal for online purchases, sometimes its nice to know that its already there for when you would like to use it.
Reply:Paypal can and will take the money directly from your account. No need to transfer it there first. (This is why they have you confirm the account and input all the information)

How can I create my son a Xbox Live account?

My son likes playing FIFA 08 online using my gamertag, but he has a tendency to quit early. I don't want this to affect my rating. I can't figure out how to create one for him though.
How can I create my son a Xbox Live account?
go to gamestop and ask for an xbox live card then it will say the directions. GOOD LUCK!!
Reply:If you want him to play online you will need to get him his own account. You cannot share gold accounts. Your best bet is to create him a Silver account and let him play the PC if he is just going to quit out.





Depending on his age you are better off not allowing him to play online if he is going to be a poor sport and quit early.





Your options are:


1. Buy a new XBOX Live Gold subscription


2. Give him a silver account and tell him he needs to learn to be a good sport before he can play online with other people. Losing doens't mean quitting in the middle of a game.





Besides there is no shame in losing to the PC. At least the PC wont make fun of you for losing and you keep your gamer card clean of people annoyed your son quit early.
Reply:idk if u can have another live account on the same system, try to make one though using a new gamertag

Tenant wrote a bad check from a closed bank account?

My father's tenant wrote him a rent check from a closed bank account. I told him to contact his attorney on Monday but I was wondering what the procedure would be? Also, what is the penalty for his tenant who wrote the bad check?





BTW, the tenant his well into her early 40s and lives with her family in the house so its not like someone who is younger is doing it.
Tenant wrote a bad check from a closed bank account?
Writing a check with insufficient funds in one thing, which subjects the writer to all sorts of bank fees plus legal processes to collect the money properly, but writing a check from a closed account is a crime called "bad check". The bad check crime is a misdemeanor if it's below a certain amount (search for it on google), and it's a FELONY if it's over a certain amount. The process now is to call the police and ask how to file criminal charge for bad check-writing. By the way, the general definition of a felony is a crime that comes with a sentence of one year or more. Yes, your father's tenant probably committed a FELONY and he should not let this slide. THIS IS THE BEST answer you got (so far, anyway).
Reply:Every one of the above answers is correct, but first you should check with the tenant as mentioned. I did that once, just because I picked up an old checkbook without thinking.





Depending on the circumstances, if there is a late fee in the rental agreement that can be charged, and it is usually considered reasonable and customary for the tenant to pay any costs charged by your father's bank for the bad check.





In the event this was deliberate, you will need to do something along the lines of the following (your exact state rules may vary)





1%26gt; Notify the tenant by certified mail of the bad check and any charges, include a summary of any discussions. Also advise them of date payment will be due to avoid legal action.





2%26gt; If not paid that date, you will file a claim in your local landlord tenant court (might just be the local court). They all have different procedures.





3%26gt; From LT court you can start eviction procedures. Costs of such can be billed to the tenant but at that point you won't be seeing any money.






Reply:It depends on the landlord/tenant laws where the property is.





In California you don't need an attorney, you post a "3 day notice to pay or quit" on the front door, asap.





As far as a penalty, if he wrote in a late fee in the lease then the tenant has to pay that with the back rent, or move.





If they do nothing then your father has to contact an eviction service and kick them out.
Reply:maybe you should contact the tenant who wrote the check. it could have been an accident. look into her past payments anf if they have been on time and all cleared, I wouldn't get the court system involved. handle it yourself. if you cant resolve it yourself, then go through the courts.
Reply:Take her to Small Claims Court. It could also be a matter for the police.
most popular name

Is it legal for a Bank to move my account to a different bank without my permission?

After my graduation, I consolidated my Student Loans with ISM Loans. Today, I tried to accesss my account online to make a payment but couldn't access my account. I called ISM. They told me that my account was moved to an X bank and that my payments should be sent to X bank.


Is this legal?
Is it legal for a Bank to move my account to a different bank without my permission?
It's common practice among banks, even loan originators and mortgage loans.





Banks typically sell your debt to another financial institution, so you now need to pay to that new institution.





It's perfectly legal. There's a huge market for debt buying and selling.
Reply:It's very legal. Some of those banks have an investor lined up to buy the loans before you even close on the loan...in some cases as I found out the banks have to make sure they can be able to sell your loan before they grant it to you. It should have said so on your application that ISM has the right to sell your loan whenever.





You should have received letters in the mail telling you of this change from both banks. Funny thing with me is my loan was sold to my credit card company so one day I logged on and saw my loan information on there before I even saw the letters!!! I called my original lenders and they told me to continue making payment to them until I receive a letter stating that I should change lenders. Thats strange that ISM told you to switch lenders even though you have received no communication from X bank. I don't think you would be liable for any late fees since there was a communication breakdown somewhere.
Reply:Yes it is. You should have received a notice in the mail stating that the loan had been sold to the other bank.





Before you do anything, call the other bank to verify the existence of the account.
Reply:Yes it is legal, but they should have told you before making the switch. Banks are owned by the federal government which means, they can do as they wish. Total power etc. etc. It is legal, unfortunatly, so dont fret! :)
Reply:yes since banks can change the servicing rights on loans at any time

How do you describe your identity? Write a brief account of your strengths and weaknesses? What is your viewp

How do you describe your identity? Write a brief account of your strengths and


weaknesses? What is your viewpoint about success? Has your concept of your-self


changed overtime? How?





Please could anyone tell me the answer to this question
How do you describe your identity? Write a brief account of your strengths and weaknesses? What is your viewp
Identity: Artist at heart but too worrisome and practical to pursue that interest as a career. Determined to give any future kids a better life than her mother gave her.





Strengths: Determined, I do what I set my mind to. If it's important enough to me, I'll succeed. Individuality, I don't try to fit in, if I fit in it's because I happen to enjoy doing the same things that make people fit in, not because I'm trying. I don't give in to peer pressure. If I do something, it's because I wanted to for me.





Weaknesses: Overly emotional, my emotions get in my way and influence my decisions more often than they should. Poor self-concept, even though if I think about it rationally, I can show myself hard evidence of otherwise, I can't believe that I am attractive, intelligent, thin, funny, interesting, or in any other way desirable. I'm constantly assuming people only talk to me because they're "just being nice". It takes me a long time before I truly believe somebody is my friend because they actually like me and want to spend time with me. I'm convinced that someday my boyfriend will find somebody better, and assume he already has but hasn't noticed yet.





I'm going to sound a bit like Freud here, but these problems stem from my childhood and I can't seem to get them resolved.





I'm also stubborn, which, depending on the situation can be a strength or a weakness. It gets me what I want sometimes, and other times it makes me look like a fool.





Viewpoint on success: ANYBODY can be successful if they strive to do their best in what they set their mind to BUT they have to do this for the things they want to succeed in for themselves. Not because mom will be proud or because they'll make 200k a year. Because they truly, really want to do what they do. Whether it's finger painting in pre-school, or deciding what to major in, in college. You can have a 10k annual salary and still be successful.





Self-concept changed: Sometimes when I look at myself in the mirror I can actually see that I'm pretty. It's becoming easier and easier for me to see myself the way others do.





How:Mostly due to my mother kicking me out of my house at age 18. It was a horrible place to live and was utter hell emotionally. I switched schools, moved into a new household and was given the opportunity to come out of my shell. I became fairly popular at school (not super popular, but people from every group knew who I was) in the two months I was there. I ended up living in a loving, stable, accepting household.
Reply:My character is a mix of both my strengths and my weaknesses. I am a person blessed by strengths and weaknesses and also burdened by strengths and weaknesses. They are who I am. I have learned to live with and accept both aspects of my character. I am loved and I love while having both of these qualities. I have and always will live with the prospect and expectations that I will improve and become a better person with the help of God.
Reply:i am a person who feels things very deeply and thinks way too much. i tend towards self-centeredness, but am capable of great empathy if the circumstances are right. i believe that i am always learning, growing, and changing, and that year by year if i were introduced to my former self i would have a hard time recognizing her. my only real idea of success is happiness, something completely ephemeral and seemingly forever out of my grasp, but it is the only thing i really want in life. it is the details that are constantly changing, just like me. compassion and mercy are my highest ideals. shame and anxiety are my biggest problems, leading me to do harm to myself and others.





did i mention i have a flair for the dramatic?
Reply:Well, it'll take too long to describe myself like how you ask. I'd right a book about it if I started.





But one strength I have is an open mind and the ability to read people really well. I'm not popular like the preppy people in school, but I'm well liked by everybody.
Reply:My strength is to be able to always hit at people's weakest areas no matter how well I know them. My weak point, I'm not usually tactfull. I think that success is working hard. I don't know what has changed over time.

Is it possible to transfer information from one Youtube account to a new one? Or get a new username?

I want a new Youtube username.


Can i change mine?


or can i get a new username but have all of my videos, friends and views over onto that one?
Is it possible to transfer information from one Youtube account to a new one? Or get a new username?
I don't think you can transfer your stuff. You'll have to make a new account and re-upload your vids and add your friends again.

How do I delete a TAGGED photo on myspace that I approved to be posted on my account?

I know how to delete regular photos, but I cant figure out how to delete tagged photos that I approved to be posted on my page. Any suggestions?
How do I delete a TAGGED photo on myspace that I approved to be posted on my account?
go to the tagged photo album, click 'edit' or something like that and then just delete the photo or un-tag yourself
Reply:go onto the photo then at the top where theres a little red X button, click that and it should go.
name latin

What is the highest credit line you've seen, or had upon opening a NEW credit card account?

I have excellent credit 750+ and I'm curious if people have been granted high credit limits when they first opened a credit card account, and also state which branch was the issuer and what your credit score was if you can, thanks.
What is the highest credit line you've seen, or had upon opening a NEW credit card account?
I have a discover credit card with 20,000 credit limit in it. When I applied for it I had pretty good credit, around 720-750. If you are interested in getting a credit card that offers high credit limit, here is where I got mine: http://www.creditcardxpo.com/high-limit-...
Reply:Use the search engine like google or yahoo to brainstorm some ideas first if you want to obtain the massive information,if you do not want to spend too much time,here is a good resource for your reference about your questions.http://creditcard.online-supporthome.inf...
Reply:Discover Card - less than three years of perfect payment with a 720 score got me a $9,600 limit to start.





Now, with B/A I've worked up to $5,000 between all of my cards over those nearly 3 years. I went from having one Visa with $700 to four cards and nearly $15,000 in less than a year.
Reply:I have seen 20k with a long history and excellent credit.
Reply:I don't pay much attention I think mine have started at about 5K but AMEX might have been 10K. Credit score is between 755-807. They may also look at how much credit you already have. If you are new to credit cards the limits might be around $300.

Which bank is better for a basic joint checking account, Bank of America or Wells Fargo?

We have to go with something national since we're going to be full-time RV'ing with my husband's job. These are the only two national banks with branches in our home city. It looks like Wells Fargo has more branches in the locations we're likely to be in. Our current bank only has branches in one state so we need to switch. We'll need to do online bill pay too but other than that we don't need a lot of extras. Anyone had both and have a preference?
Which bank is better for a basic joint checking account, Bank of America or Wells Fargo?
Try Chase
Reply:I used to bank at Wells Fargo and they have the worst customer service and they are not honest with the account holder's money. My advice is go to Bank of America in which you can keep the change and pay your bills online.
Reply:I have been using Bank of America for several years. Happy with the service.
Reply:we've been w/ BofA for years - it's good.
girl name

Are there other options to get a checking account if have a bad record?

because of mistakes, my record for the bank credit reports isn't good and can't open a checking anywhere. this makes it more difficult to cash checks and such. are there other options or financial institutions with checking that will give second chances? any helpful tips are appreciated.
Are there other options to get a checking account if have a bad record?
well depending on how bad your record is and if you have cleared up things with the institutions you have problems with some places might be willing to work with you. I know places might allow you to have a savings account and if your savings account stays in good standings for a period of time they may let you open a checking with some stipulations, like no debit card for 6 months or only checks. It depends which institution you choose and how bad your record is.

Can you switch a WoW Character from one account to another?

Just wondering cause my brother is using my uncles extra account and my mom was wondering if our uncle ever shuts it down if he'll be able to switch his person to our account..





So, can you switch a WoW Character from one account to another?
Can you switch a WoW Character from one account to another?
"Transfers between accounts can be done only if you are the subscriber on both accounts. (We do not support the transfer of characters between friends, guild mates, or family members.)"





This is from the official World of Warcraft website. It would seem that you are out of luck.
Reply:yeap.you can
Reply:yes you can, as long as both accounts use the same credit card, or something like that. but i know people who have done it.
Reply:Only if you pay the 15$ fee for the transfer. same goes for realm transfers, looks Etc.

If you have an inactive Star Wars Galaxies account, do you lose your players?

I stopped playing Star Wars Galaxies because of computer problems awhile ago. I wanted to know if you have an inactive account, if you lose your players/profiles as well. I am able to reactivate my account at any time, which will be soon, and I don't want to be surprised if I have to start from scratch again.
If you have an inactive Star Wars Galaxies account, do you lose your players?
No you wont lose your characters, you can unubscribe and join back in 2 years and you will have all of your characters and items, that is unless the game changed in some way and that item from two years past is now gone
Reply:No, I started playing again after quiting for many years and all of my chars were still there.

Can I withdraw money from my Nationwide Bank Account with only my passport and proof of address?

I need to withdraw money from my Nationwide Current Account, however I only have my passport and a letter from the bank with my name and address on it. Is this enough proof without my account number and sort code?
Can I withdraw money from my Nationwide Bank Account with only my passport and proof of address?
Sure can mate!!!
Reply:Sure. All you need to withdraw money from your own account is proof that you're you. The passport should certainly prove that.






Reply:Take in a utility bill too, and they will give u the money but they may limit u until u get ur new card through
name common

Is there any way to have an iTunes account without entering any credit card information?

Personaly, I hate giving out information like a CC# unless it is a place I intend to frequently shop. Too much room for error or theft that way. With that in mind, I suggest purchasing a $25.00 Gift Visa and use about $15 off of it. Then you should be able to use it for things like this. Maybe not, but it's worth a try since your financial risk is so low.

How do I take Genius of my iTunes account?

That Genius thing on iTunes deleted all of my music.So I was wondering how do I take it off?
How do I take Genius of my iTunes account?
Go to the Store menu and click on Turn Off Genius, the fifth option in the menu

At what age can I open a checking account?

What is the normal minimum age to set-up a checking account at a bank is it 16 or 18? I was thinking that it was 16 because all you need is just a driver's license and two other proofs of identification.
At what age can I open a checking account?
depends on what bank!


i worked at bofa....and you need to be 18 yrs old to open a checking account. you can be any age to open a savings account but your parents have to be there with you...and their name is primary on the account


you CANT get a checkcard/atm card in your name, BUT there's some bankers who will let you.
Reply:any age provided you have a parent as a trustee picture id and cash!!!
Reply:As the saying goes, " If you got the money honey, we got the time."


I would say you could open an account as soon as you get a social security card. As long as an adult is also on the account.
Reply:The age will vary by bank, but most, if not all, will require an adult co-signer for anyone under 18.
Reply:I work for a bank, and I know at ours it is sixteen with a joint account owner, or 18 for just yourself. Also a debit card cannot be ordered unless you are 18. But you will want to call your bank, because honestly, not all banks out there follow federal rules, so you might get lucky.
Reply:At my bank I could open one at sixteen but I had to have my parents cosign and all that, so their name is on my account until i turn eighteen
Reply:Call the bank. You may be able to set up an account when you have identification.

How do you sign out of someones mail account on the iphone?

my phone memory got reset and someone i know signed in to mail on my iphone to check their inbox, before i signed in. but i cant work out how to sign them back out now? =/
How do you sign out of someones mail account on the iphone?
Go to the settings icon and then to mail settings. From there you can remove the account from your mail app.
fantasy name

Anyone had a successful deposit into their bank account using full tilt poker?

I just recently put money into full tilt poker using my visa debit with not problems. I am now wanting to cash out some winnings and was curious if anyone has had a successful deposit into a bank account? I've heard of third parties and checks in the mail and the like but was really curious about bank account deposits specifically. I've read on here of people getting their checks by mail but I haven't read of anyone successful using the bank account method. Any help or advice would be appreciated.
Anyone had a successful deposit into their bank account using full tilt poker?
full tilt poker is the most evasive, criminal company I have ever dealt with. I deposited many times on that site, up to $1000, and each time I tried to withdraw money they found some way to prevent me from doing so, or to stall the withdraw knowing that I would play with the money. Finally they sent me a check which took up to a month. They have no customer service other than email, and if they don't want to relpy they just won't. I hate that site and will never put money in it again.
Reply:i have had a hard time with them until I started using instadebit with them it is a little better. If I were you I would try more than one site you can get all the bonuses out there. Here are some deposit codes for free cash and bonuses of you are interestded. http://www.winpokercash.com/poker-deposi...
Reply:I was successful in depositing money into my Full Tilt Account from a credit card but when I went to use the program it asked to me to login and it didn't recognize my newly set up password. I did a password reset and haven't heard from them in over 2 days....
Reply:Take a look at this free E-book about playing poker online. Inside it is a very basic method that can help anyone (even new players) profit wildly from online poker.

Has anybody invested money in a retirement target account with either t rowe or vanguard ?

Looking to hear some opinions and what happens? Do you invest every month? Does the fund take care of all the investment? If a fund says a 10% return does this mean what you will earn on your money before tax or is that the gross return out of which they take their fees?


How is the return on these retirement target funds viewed for tax purposes? Do you get taxed on the gross return, only on the net return after fees?
Has anybody invested money in a retirement target account with either t rowe or vanguard ?
I have a Roth IRA invested in a T. Rowe Price target date fund and have been very happy with it. I contribute monthly via EFT from my checking account. I consider T. Rowe Price one of the best mutual fund houses out there.





Target date funds are specifically designed for tax-sheltered retirement accounts - 401(k), 403(b), IRAs, etc. It wouldn't make sense to hold them in a taxable account as they would not be tax-efficient.
Reply:you bet ye, very good fund.

If there is a hold on my school account for tuition does my fiancial aid reward cover it?

Also would I even receive the reward if there is a hold on the account?
If there is a hold on my school account for tuition does my fiancial aid reward cover it?
If the hold is preventing you from enrolling in the next semester, then your financial aid will not cover it. The reason for this is that you have to be enrolled before you can get financial aid. If you cannot enroll, then you can't get financial aid.
Reply:No. Your financial aid will only cover for the year filed. Say you file for 2009 it will not cover 2008 classes.

I want to invest money in a retirement account. What product should I choose?

I'm single and 45 and have recently paid off my home. I have no debt. I will stay in my house at least another seven years. I want to invest in a product where I can deposit a fixed amount every month for five years and get a guaranteed rate of return. I already have a 401K, Roth IRA, savings accounts and cd's. What products do you suggest?
I want to invest money in a retirement account. What product should I choose?
. One poster said invest in your children. The heck with that! You have 20 years of work ahead of you to build yourself YOUR nest egg.


Your taxes are probably high so you might go with tax-exempt securities. ... or T-bills.


"...Municipal bonds may be general obligations of the issuer or secured by specified revenues. Interest income received by holders of municipal bonds is often exempt from the federal income tax and from the income tax of the state in which they are issued. "


It's also said that paying off a 5.5% mortgage is the worst thing you can do! That's a very cheap 'loan' and you get to take some of that off your income taxes.


Anyway, try to read a lot of books about investing. Start with "Investing for Dummies". Fool.Com is a good learning site, too. Then once you know how to talk the talk, walk down to your investment banker and ask questions, for FREE. .


You might just decide to stay with what you have and load those programs up. Don't be afraid to accept a 5% return for life. .
Reply:There are more mutual funds on the trading boards than actual, individual stocks! Each of them have different projected rates of return - that helps determine their share price.





If you're looking for fixed rates of return, you know most of the options, T-Bonds, CD's, Savings Accounts. There are also Corporate Bonds that pay annuities (yearly dividend-like payments.)





Best advice - talk to a financial planner, you might find that you are less risk-averse than you think and might enjoy dabbling in non-fixed rate return vehicles.
Reply:Now it's time to invest in your children.
dog names

Has anybody ever heard of a creditor being able to slap a lien on your checking account to collect?

I saw a woman on tv that had a lien slapped on her. She was able to fight it because it was a scam but her bank charged her a $100 fee


anyhow. Also she had to get a lawyer.
Has anybody ever heard of a creditor being able to slap a lien on your checking account to collect?
Not only can they put a lien on your account, they do charge you fees which are non refundable, no matter the situation. But the lein can stay on there for several weeks, once you get it released it takes about 3 business days to come off your accounts. It also can be placed on any account associated with your social security # so if you have a joint account with someone and it is mainly their account, they get screwed too. I have seen liens from the government, local and federal, I have also seen liens from credit card companies. In most cases it is best to get a lawyer.
Reply:If they sue you for the amount owed and win (or if you don't show up) then yes they can get their money from your bank account. Definitely need a lawyer, if it will do any good.
Reply:YEP, YOU NEED A LAWYER,
Reply:If you have a government lien slapped on your account they hold twice the amount of the lien plus the fees.
Reply:A creditor can take a person to court and get a garnishment order against the person who owes them money...this means they can get up to 25% of their paycheck in states that allow it and they can have their banking account's siezed and their tax return siezed...so yes I have heard of this, it is common when people don't pay their debts. I have never heard of a bank paying a garnishment without a court order.

Can I rollover my 401k to a similar account outside US due to my job transfer?

I am neither a US citizen nor a green card holder. I came in as resident alien (MNC) on work visa and have funds in 401k account. I have been transferred to a country where there are no income taxes. They have a similar 401k plan (however no tax). Will I be able to rollover all my US 401k funds to my new account without any tax impact in US? In my next year there will be no US income and I guess I don't have to file return (since I am not a citizen or PR). Would it help if I withdraw or rollover next year?





Has anyone seen this done or done for themselves? Thanks for your time and any answer.
Can I rollover my 401k to a similar account outside US due to my job transfer?
When you take a distribution from the 401k, taxes will be due unless you roll it over to another plan qualified under the IRS code. Foreign retirement accounts are not qualified plans, so this transfer would not be tax deferred.





If the amount of the distribution is small, you may not owe any income tax because of your standard deduction, but you will owe the 10% penalty. My advice would be to have that penalty withheld before you withdraw it, and then file a return for the year of withdrawal and pay the penalty.





If the account is large, you could take partial withdrawals over several years and avoid income taxes, but not the penalty.
Reply:yes
Reply:No, you can't do that!





In order to do a tax-free rollover, the plan must be a qualified retirement plan. Foreign plans are not qualified retirement plans under the US Tax Code.





You may be able to leave the 401(k) in place and let it continue to accumulate. The plan administrator can let you know if that's possible.





Or you could do a tax-free rollover to an IRA here in the US and allow it to continue to grow.





If you simply withdraw the funds they will be fully taxed as ordinary income. If you are under age 59 1/2 when you withdraw the funds there will be an additional 10% penalty tax on top of any taxes due to the withdrawal.

Can you take an xbox 360 to a different house and connect to your xbox live account there?

My friend \has an xbl account at her house, I don't have one here, and she brought her xbox over and we were trying to get onto xbox live but it wouldn't connect. Can you not use it at more than one house?
Can you take an xbox 360 to a different house and connect to your xbox live account there?
yes as long as you have an ethernet port or wireless adapter. Have you tried checking the network connection?
Reply:If your friends console can connect to the Internet in your home, then it *is* possible to get live.





Make sure the console is properly connected to your broadband Internet device (like a router or cable/DSL modem) and that the console can access the Internet without problems.





Anywhere the Xbox can connect to the internet, your friend will be able to go online.
Reply:You can set up the same account on different connections.





You will need to set up your account on your friends connection.





If you don't have a connection and she does why would it matter if you can't use your account on multiple connections?
Reply:LIVE works anywhere where there's a router and broadband so your friend's XBL should have worked at your house

I want to invest money in a retirement account. What product should I choose?

I'm single and 45 and have recently paid off my home. I have no debt. I will stay in my house at least another seven years. I want to invest in a product where I can deposit a fixed amount every month for five years and get a guaranteed rate of return. I already have a 401K, Roth IRA, savings accounts and cd's. What products do you suggest?
I want to invest money in a retirement account. What product should I choose?
. One poster said invest in your children. The heck with that! You have 20 years of work ahead of you to build yourself YOUR nest egg.


Your taxes are probably high so you might go with tax-exempt securities. ... or T-bills.


"...Municipal bonds may be general obligations of the issuer or secured by specified revenues. Interest income received by holders of municipal bonds is often exempt from the federal income tax and from the income tax of the state in which they are issued. "


It's also said that paying off a 5.5% mortgage is the worst thing you can do! That's a very cheap 'loan' and you get to take some of that off your income taxes.


Anyway, try to read a lot of books about investing. Start with "Investing for Dummies". Fool.Com is a good learning site, too. Then once you know how to talk the talk, walk down to your investment banker and ask questions, for FREE. .


You might just decide to stay with what you have and load those programs up. Don't be afraid to accept a 5% return for life. .
Reply:There are more mutual funds on the trading boards than actual, individual stocks! Each of them have different projected rates of return - that helps determine their share price.





If you're looking for fixed rates of return, you know most of the options, T-Bonds, CD's, Savings Accounts. There are also Corporate Bonds that pay annuities (yearly dividend-like payments.)





Best advice - talk to a financial planner, you might find that you are less risk-averse than you think and might enjoy dabbling in non-fixed rate return vehicles.
Reply:Now it's time to invest in your children.
dog names

How do i get files from another user account on Vista?

When i go to my vista account all i see is a black screen so i will have to create a new one so how do get the files from that user on to my new account without having to go into the old account?
How do i get files from another user account on Vista?
What makes you think a new account is going to fix your black screen? You need to figure out why your screen is totally black because getting another account isn't going to fix that if something is wrong with the computer.
Reply:go to c drive -document and settings - all user- your user name- documents- their is your documents, make sure you have admin rights.
Reply:webdesign help


http://dorsoff.com/

If there is a hold on my school account for tuition does my fiancial aid reward cover it?

Also would I even receive the reward if there is a hold on the account?
If there is a hold on my school account for tuition does my fiancial aid reward cover it?
If the hold is preventing you from enrolling in the next semester, then your financial aid will not cover it. The reason for this is that you have to be enrolled before you can get financial aid. If you cannot enroll, then you can't get financial aid.
Reply:No. Your financial aid will only cover for the year filed. Say you file for 2009 it will not cover 2008 classes.

Can I rollover my 401k to a similar account outside US due to my job transfer?

I am neither a US citizen nor a green card holder. I came in as resident alien (MNC) on work visa and have funds in 401k account. I have been transferred to a country where there are no income taxes. They have a similar 401k plan (however no tax). Will I be able to rollover all my US 401k funds to my new account without any tax impact in US? In my next year there will be no US income and I guess I don't have to file return (since I am not a citizen or PR). Would it help if I withdraw or rollover next year?





Has anyone seen this done or done for themselves? Thanks for your time and any answer.
Can I rollover my 401k to a similar account outside US due to my job transfer?
When you take a distribution from the 401k, taxes will be due unless you roll it over to another plan qualified under the IRS code. Foreign retirement accounts are not qualified plans, so this transfer would not be tax deferred.





If the amount of the distribution is small, you may not owe any income tax because of your standard deduction, but you will owe the 10% penalty. My advice would be to have that penalty withheld before you withdraw it, and then file a return for the year of withdrawal and pay the penalty.





If the account is large, you could take partial withdrawals over several years and avoid income taxes, but not the penalty.
Reply:yes
Reply:No, you can't do that!





In order to do a tax-free rollover, the plan must be a qualified retirement plan. Foreign plans are not qualified retirement plans under the US Tax Code.





You may be able to leave the 401(k) in place and let it continue to accumulate. The plan administrator can let you know if that's possible.





Or you could do a tax-free rollover to an IRA here in the US and allow it to continue to grow.





If you simply withdraw the funds they will be fully taxed as ordinary income. If you are under age 59 1/2 when you withdraw the funds there will be an additional 10% penalty tax on top of any taxes due to the withdrawal.

How can I find who hacked my myspace account?

Someone's gotten into my account and is sending out message (5 in fact) to my friends. How can I stop it and find out who did it?
How can I find who hacked my myspace account?
you cant really find out who did it...but if they only sent to messages to certain people then chances are it was someone you know. just change your password and if u happen to have the same one for ur email ur probably better off changing it as well...just to be on the safe side! =]
Reply:You really can't find out who did it, but you can stop it. All you do is change your password.





I'm sorry that that happened to you!
Reply:This mainly happens when you sign up for a myspace tracker (FAKE!) they try to trick you!





TO SOLVE YOU PROBLEM:Change your myspace password and you are safe!
Reply:You cant find out who did it...BUT


You can stop it.





Just change your password!
Reply:just change your password.





the same happened to me, but they were posting stupid bulletins.
Reply:make a new myspace
Reply:join a site where you wont get hacked....befeatured.com





myspace should be called adspace
Reply:talk to tom or send your password to your email address and reset your password.
family name

Can you take an xbox 360 to a different house and connect to your xbox live account there?

My friend \has an xbl account at her house, I don't have one here, and she brought her xbox over and we were trying to get onto xbox live but it wouldn't connect. Can you not use it at more than one house?
Can you take an xbox 360 to a different house and connect to your xbox live account there?
yes as long as you have an ethernet port or wireless adapter. Have you tried checking the network connection?
Reply:If your friends console can connect to the Internet in your home, then it *is* possible to get live.





Make sure the console is properly connected to your broadband Internet device (like a router or cable/DSL modem) and that the console can access the Internet without problems.





Anywhere the Xbox can connect to the internet, your friend will be able to go online.
Reply:You can set up the same account on different connections.





You will need to set up your account on your friends connection.





If you don't have a connection and she does why would it matter if you can't use your account on multiple connections?
Reply:LIVE works anywhere where there's a router and broadband so your friend's XBL should have worked at your house

What social and religious factors are given to account for the harsh response to withcraft?

It definately started with the rise of Christianity. When attempting to make Christianity a popular religion, pagan holidays were incorporated to attract the pagan masses (which constituted the majority of the population). You can see many similarities between Christianity and Pagan religions...the Christians took many Pagan symbols, altered them slightly, and called them their own.





Since then, those who practiced any form of witchcraft were persecuted. Today, few understand the basis of pagan religions and associate paganism and witchcraft with devil worship ( again, spurred on by Christianity). As Christianity is still one of the most widely practiced religion in the world, people hold onto that stereotype.
What social and religious factors are given to account for the harsh response to withcraft?
Bottom line I think it is as simple as "fear of the unknown and anything that is different".
Reply:Basically, it boiled down to eliminating the competition.


The early church wanted ABSOLUTE control over the hearts and minds of the people, and would tolerate nothing that could be even marginally seen as conflicting or competing with that.


The "dark ages" were indeed a time when greed for power ran rampant and ruled the day - and the greatest source of power was to be found within the church.


Those condemned as "witches" were usually just free spirits who did not want to bow to the will of the church - or any other oppressing organization.


The damning word "heretic" literally means nothing more sinister than "one who is able to choose", and individual freedom of choice is the very LAST thing the church wanted the people to have.





Often, witch hunts were fronted as an excuse to get rid of a political rival or seize the property of someone whose wealth the accuser envied. The infamous Salem witch trials were a prime exampole of this. With the possible exception of the black slave whose arrest and accusation started it all, EVERY person tried and executed in Salem at that time was involved in a political movement to break away from Salem and start another community (which they were going to call "Topsfield") on the other side of the river.

Saturday, October 24, 2009

Can paypal take funds out of my bank account or card on file?

Someone bought a electronic device from me and paid via paypal,i sent the item via usps and its taking forever to get there.I have since tranferred the funds in my bank account which leaves my paypal account at zero,if the buyer files a complaint will paypal try to take the funds out of my bank account or card on file?
Can paypal take funds out of my bank account or card on file?
They won't try, they will do it unless of course there's no money in the account to be had. Read your user agreement.

If a husband is found liable for copyright infringement, can his wife's wages or bank account be garnished?

This is a civil suit in Florida, the couple resides in Illinois.
If a husband is found liable for copyright infringement, can his wife's wages or bank account be garnished?
No, neither Florida, nor Illinois are community property states.
Reply:yes, but most of the time they just ask you to stop infringing on them, unless he made a lot of money from it.
Reply:If there is no community property, the wife is not liable for the actions of her husband.
Reply:as long as no case can be made against the wife as a co-conspirator, then she is safe.
scientific name

How to check files downloaded with Rapidshare premium account?

Is there any way by which I can check files that have been downloaded with my rapidshare account. Log shows only IP and download size. Any help?
How to check files downloaded with Rapidshare premium account?
did you check the options?? there must be some option to display that.


if you can send the details of your account.. then i may be able to figure that out.

How do I open up a stock market account for my company, where I get my own NYSE symbol.?

Also what can I expect entering the stock market?
How do I open up a stock market account for my company, where I get my own NYSE symbol.?
You can't.





You don't get an account, you get listed. It's a mean of raising funds. You are selling part of your company (thus a share of the profit). Shareholders in turns pay you money to buy that initial share. (Shareholders can then sell to another person, and you will not see that money. Thus, you may list it at $20. Two months later, the stock goes to $200. You get the initial $20.)





You asked what to expect... since now a bunch of people has a claim to your company's profitablity. You now need to tell a bunch of people how your company is doing. (i.e. an entire set of regulations collectively called Sarbane-Oxley will suddenly apply to your company.) You will have a lot more paperwork, and you will need to significantly beef up your account/corporate finance/auditing departments.





Now, I say you can't is that by you asking this question, I assume you don't meet the listing requirement. If you did, you would have accountants who told you the answer... At the very minium, you need to have 3 years of positive earnings to the tune of 10 mil





If you're curious, you can check this out... http://www.nyse.com/regulation/listed/11...
Reply:you will also need an investment bank to help you go public. Report Abuse

Reply:There is no "account". You can use your regular corporate checking account to pay the listing fee.





First, you have to be registered as a public company with the SEC with all the financial disclosures and audited documentation required, before you can even talk to the NYSE. Then you have to show that there is public interest in trading your stock, such as minimum capitalization and number of shares outstanding.
Reply:Your Company has to be a Corp. You have to Issue stock. You will need a handful of Lawyers. So Contact your Law office and get them to start working on it. You will have to have your books in order!


Good luck

How to check files downloaded with Rapidshare premium account?

Is there any way by which I can check files that have been downloaded with my rapidshare account. Log shows only IP and download size. Any help?
How to check files downloaded with Rapidshare premium account?
did you check the options?? there must be some option to display that.


if you can send the details of your account.. then i may be able to figure that out.

Can you have a joint savings or checking account with someone if you are not married to them?

My boyfriend is joing the navy and he and I both agreed that I should be in charge of his money while he is away. Can we open a joint checking or savings account that his checks can be directly deposited into even though we are not married? Does anyone have any other suggestions? Thanks a lot!
Can you have a joint savings or checking account with someone if you are not married to them?
you could have a joint savings account with anyone but to open account you both need to be present to sign signature card and give information.
Reply:Yes you can open a joint checking account without being married. It is important to think through that before you do it. Most banks won't let you change the account later on unless both of you come back in. It also makes you liable for anything he does to overdraw or misuse the account.





Another option you have is to be appointed his power of attorney. Lots of service members appoint someone to act in that role for them while they are overseas. You can talk to a lawyer, or research online how you can do that and if it's a good idea for you. Your bank may also have a sample form you can work from.
Reply:Sure you can do this. I just don't think it is wise to do so until you are married. If anything goes wrong, it is your boyfriend who is going to get screwed, so I guess if he's OK with it then you should do this. I just worry about him.
Reply:Yes you can, just make sure you trust them of course.
Reply:~~Yes, you can open an account with anyone you choose to. Just be aware, anyone on the account has equal access to all the money in the account.~~
Reply:Yes, but I suggest that he doesn't do this. What if you fail the relationship while he is gone? You have the ability to raid all his money too.





Not the smartest test in the love relationship.
Reply:As everyone said yes you can have a joint account. Both of you just need to go in and open it up. However once you are both on the account one person cannot be removed. You must close it and reopen another account.





The only way you can remove a person from an account is if they are deceased. And yes it only requires one of the signers to close the account.
Reply:You can do that. All you have to do is go into the branch and open the account together. You'll both need the required forms and ID and stuff. Just be careful.. sometimes having an account with someone can get messy
Reply:Yes. All you need is both of your names on the account.
Reply:**** yu!!!!!!!!!!
Reply:yes
naming

How to change the password using the limited account?

I have this computer that my parents never go on anymore and so I use the administrator account. One day I decided to change the password. A week later I forgot the password. How do I change it if I can't go on the administrator account??
How to change the password using the limited account?
Go into safe mode and change it from there. You can get into safe mode by pressing f8 (could be different for yours) at the POST (as it starts up). It should tell you towards the bottom what to press.

Is that legal? And if I pay the minus fee, is okay to close my bank account immediately after?

I have a levy on my bank account. I only had 52 dollars in my account, and they (creditor) had 1200+ plus taken out of my account so now I'm 1100+ in the hole with the bank.
Is that legal? And if I pay the minus fee, is okay to close my bank account immediately after?
it's always legal to close your account. if there is a lien or levy on your account, it may be frozen, in which case you can't close it.

Can I deposit someone elses paycheck into my account if its signed?

1. My cousin lives with me so our addresses are the same


2. He is signing the checks.


3. I use Bank of America.


4. I have his consent





Can I deposit his checks into my account?
Can I deposit someone elses paycheck into my account if its signed?
Yes, both of you will need to sign it though, you may want to bring him to the bank with you, sometimes they are funny about it.
Reply:Oh, well the above confirmed it for me, generally a signed check is valid as cash/payment, but at a bank they are more strict about it, if the check is made out to a specific person it must have their signature on it and then you must sign it to put it in your account





Generally their signature shows that they got the check and endorsed it so that it is known that the check wasn't stolen(This was the bit I couldn't remember how to do at first)
Reply:He signs it, you sign below it. He is turning it over to you. Ask the bank if they will have problems with it, or if there's anything they need.





May I suggest he get his own account however?
Reply:no

How can I upload a picture to yahoo account?

I want to upload a picture to see as a profile picturee, how can I do so?
How can I upload a picture to yahoo account?
If you would like to make an avatar or change it click this link.


http://avatars.yahoo.com/





Then to customize how you look, what outfit to wear.and background + more.





1%26gt; Click the “appearance” tab to choose your skin color, face and eyes, and hairstyle. Pick your eye and hair colors by clicking on the colored squares to the right of each image.





2%26gt; Click the "apparel" tab You can try on full outfits or different tops and bottoms. Mix and match.





3%26gt; Click the “extras" tab to try out accessories like sunglasses. sports and hobbies gear such as backpacks, bikes, and snowboards. Adopt a cute pet. Or try different hats.





4%26gt; Click the "Backgrounds" tab if you like the snow, the beach, or a nightclub.





Once you've customized your avatar, don't forget to scroll down to the bottom of the Profile page and press "Preview", and then "OK" in the next screen. And your done.





If you need any help click this link


http://help.yahoo.com/l/us/yahoo/avatars...





TO GET A PHOTO/CUSTOM PICTURE AS YOUR AVATAR.


If you want a photo/custom picture as your avatar you need to make a yahoo 360 account. http://360.yahoo.com/login.html?.done=ht...





The photo needs to be saved on your computer as a jpg file, don't worry about the size to much yahoo will adapt it. Then go to the following 4 steps. below





1%26gt; Go to your 360 page then click "my page” (top of page).





2%26gt; Click "edit personal photo" (on the left above photo window).





3%26gt; Click “browse” choose the photo from your photos click "save", Set as primary and "save".





4%26gt; Go to your “edit my profile” http://answers.yahoo.com/my/my_edit click “use my yahoo 360 picture” scroll down and press "preview", and then "OK" in the next screen.


And your done.





Yahoo engineers are still working on improvements throughout all yahoo sites and some avatars may be slow to show (it could even be a day or so) so try to be patient.


©
name naming

Is it possible to open a joint bank account at ING Direct with someone who lives in a different country?

Thank you
Is it possible to open a joint bank account at ING Direct with someone who lives in a different country?
Don't see why not


as long as they can provide the necessary ID and signatures


to open the account





I live in the UK and have a joint account with my brother


who lives in USA
Reply:Yes, it is possible in India:


Yes. You can hold your Easy Rupee Account jointly with other Non-Resident Indian(s). You can authorise an Indian resident to operate your account, by submitting a mandate letter. You can also register nomination for this account

How do I get rid of a collection account on my credit report?

I just checked out my credit report, and saw a collection account on my credit report.. how do I get rid of it? It was only $80 and the jerk doc sent me only one notice - and it was just a plain notice that i still owed them a little money that the insurance didn't pay. Nothing from a collection agency. All my other accounts are so good, I pay my bills in full and on time every month, have had these credit cards for almost 3 years now.. but this collection thing bought down my score so much! I'm really afraid that this will affect my credit eligibility for things like houses, cars, apartments in the future :( I'm a broke college student and I really don't want to pay $80.00... help.
How do I get rid of a collection account on my credit report?
You need to pay it and it will show a PAID collection on yout bureaus. Theres no way around it. Have you disputed it with the bureau? If they cannot validate it within 30 days they have to remove it per the FCRA. You could try that route.
Reply:You can add mitigating information to your credit report.


See the FTC Web site for details. Your otherwise good credit should matter more. However, I would try to settle with the Doctor.
Reply:Even a little debt is debt, learn from this %26amp; pay the bill before you get any further into this mess. Everything else you say doesn't matter, its just excuses.
Reply:Pay the Dr. bill and ask for a written statement stating that you are free and clear of any debt. Ask the Dr. to send all three reporting agencies notice and you send a certified copy of the letter to all three. Keep the letter in case the debt pops back up.

What is this mysterious deposit in my bank account from the US treasury?

This note identified the deposit: DEPOSIT US TREASURY 310


TYPE: SSA ERP ID: 3101036216 CO: US TREASURY 310





I did not apply for SSI as did previous questioners with similar deposits. What could it be?
What is this mysterious deposit in my bank account from the US treasury?
If the amount of the deposit is $250, it's your stimulus payment that the President gave all SSI, SSA and SS beneficiaries in February, 2009. Enjoy the wealth ???!!!
Reply:that would be your tax refund

How do I calculate estimated tax taking into account the recent tax reduction?

Does the 2009 Form 1040-ES (http://www.irs.gov/pub/irs-pdf/f1040es.p... reflect the changes that were just passed by Congress after Obama become President? If not, how do I correctly calculate the estimated tax that I should pay according to the newly past legislation?
How do I calculate estimated tax taking into account the recent tax reduction?
I always stick with the standard "100% or 110% of LAST year's tax liability rule" and just bank any extra as needed if the projected tax liability appears to be exceeding that amount. If it comes in a little lower, I just roll the excess over to the next year to reduce the minimum required payments next year.





If it looks like income (and therefore the tax liability) is dropping precipitously I cut the quarterly payments as needed to meet the 90% rule for the current year.





Unsigned legislation never enters into the fray.
Reply:TFTP Report Abuse

Reply:The changes haven't even been passed, although they probably will be in the next couple days, and the president will almost surely sign it if and when it's passed. It would take awhile before any calculators would be changed. The 1040ES form doesn't change - you just show on that how much estimated tax you are paying. If it passes though with the $400 cut, you could probably reduce your quarterly payments by $100.
Reply:Don't count your tax reductions until the president signs them into law.
naming

How do you set up a first bank account?

Im 15 years old and looking to set up my first bank account, Any advice on which bank to use and how to go about opening it? Also what is the best deal/sort of bank account to get?
How do you set up a first bank account?
It is easy to open an account, BUT if it is your first take someone with you who knows all the right questions to ask, and if you have anything you don't understand about your account at any time find out to your full satisfaction the reason for it, leaving someone else to look after mine who believed that bank managers were all honest because they appear to be your best friend has cost me thousands, but I found out too late.
Reply:don't know but i am british and live in the uk just take your mom or dad to the bank with some prof
Reply:Take a parent and most banks don't charge fees for underaged accounts. Just walk in to a bank which has convenient locations for you and open an account.

How do I pay cash into my bank account?

I'm in the Royal Bank of Scotland (UK)





I know you used to be able to just go in with the cash and had a 'paying in' book where you just put the amount, signed and gave that with the cash but someone told me you can't use those anymore.
How do I pay cash into my bank account?
Go to the bank and ask a teller. I'm very sure they will be happy to assist you.





**Don't listen to hear say because it could be wrong.**
Reply:If it works the same there, The only thing you have to do is fill out a deposit slip with the amount the wish to deposit; making sure your account number is on the deposit slip and take it to a teller. They will give you a recipt and the money will be immidately available
Reply:you give the teller the $, and she should just give you a receipt
Reply:I do believe that person that told you that was mistaken.You can go into a bank and put money into your account,cash ,money order made out to you or whatever you want to put in there and they will give you a reciept
Reply:Go inside, talk to a real person and tell them you want to make a deposit.





If they tell you no then, withdrawl all your money and get a new bank.

Is there a way to move e-mails from your folders in one account to a new e-mail account?

I have a new e-mail account but I have MANY saved e-mails in many folders with my old e-mail account. I need to know if there is a way to send them all to my new account, save them to my hard drive, or some other way not to lose them when I can no longer access that account. Thanks!
Is there a way to move e-mails from your folders in one account to a new e-mail account?
You will have to forward them one at a time to the new account.

Do I have to set up a buisness account to accept paypal payments?

Cuz im trying to accept a payment for a ps3 and its making me set up this buisness account, is there any other way i can accept this payment without setting up a buisness account?
Do I have to set up a buisness account to accept paypal payments?
Better off doing what PayPal request mate. Will make it so much easier to accept payments in the future.


There are other payment processors, but PayPal is probably the most reliable and well-known.


I know it's a pain first time, but you only have to do it once!


Good luck.
first name

How do you disable your laptop from saving account numbers?

i hate that my laptop saves account numbers when i make online purchases. how do i disable this?
How do you disable your laptop from saving account numbers?
Clear the Cookies and the browsing history ...to clear the history in the browser go to tools then internet options delete browsing history. to clear the cookies go to start then run then type "cookies" and hit enter... then highlight the cookies and delete.... wha la... this should help you with that....

If I start an LLC can child support get ahold of money in the business bank account?

It all depends on how you run the LLC. In theory you are protected. However if you dont run it well... I.E not like a company but just as a way to hide money... if you are the sole member of the LLC then there is also more probability for that to happen.





And lastly.. please dont try to leave your kid without support.. that is not fair.





Blessings!

How can made a new folder in Gmail account?

Can anybody tell me about new folder made in gmail account?
How can made a new folder in Gmail account?
We cant make any folder in gmail insted of folder we have to use Labels which works same as folders.
Reply:Google Mail has not yet introduced creating a new folder in the mail accounts instead they have given an option to label the received mails. Recently, they have introduced another feature of moving the labeled mails in their respective labels..





In short, moving the labeled mails is nothing but moving mails into the folder just like that of yahoo! Mail
Reply:You cannot make folders in gmail, it uses labels, but they work kinda similarly as folders. Check out the article below for a full tutorial on how to use the Gmail label system.
Reply:u cannot create the folder in gmail a/c. instead u can create the labels in gmail a/c.u can find it on left side of a/c
Reply:We cant make any folders in Gmail account, instead you can label the mails

How can I accept payment with a bank account using paypal?

Ok.. I give services online...IT web design etc.. and most of my customers wants to pay through pay pal. how can I use pay pal so people can pay me through there. Do I need an account? what kind of account and can they pay me?
How can I accept payment with a bank account using paypal?
Yes, you'll need an account. Go to Paypal.com and sign up. It's very straightforward and self explainatory.
Reply:quite easy and safe i use it just the same as ebay just go on paypal .com you can register you just pit your personal details in bank account details dont use credit card just visa ect,once you are registed your on your way you can send money to your bank and have money paid in and like i said it is secure


good luck
Reply:Log into paypal.com. You will set up an account and link it to your checking account. You are notified via email when a payment has been received, so you know when to rovide the service. You can either withdraw the funds immediately to your regular account or leave them in the paypal account, which is a money market account and pays fairly well.
jewish name

Is it possible to have a regular bank account in a foreign currency?

i would like to convert some of my savings to foreign currency. is it as simple as getting an overseas account?
Is it possible to have a regular bank account in a foreign currency?
go to your local bank and see if they have something called a financial advisor consultant. or go to the customer service desk and ask your question there. also ask if the IRS needs to know about it -- meaning do you have to report it on your taxes come April 15 in the US and do you have to fill out anything similar in the foreign country.





good luck.
Reply:Why would you do that . You lose on the exchange and on re exchange when you pay USD. This is silly money management
Reply:A large bank, like B of A, can convert your money to any currency, making this unneccessary. Check with your bank.
Reply:Bank usually allows you to open a regular account in USD but with a minimum and it varies from bank to bank. And some may offer account in Pounds and other strong currencies. Check with your local bank and i would say USD is a safe bet.

Who do I communicate with if my hotmail account doesn't work?

For some reason the log in page doesn't even load, I just keep getting an error message on the bottom left of my screen. I've looked around, but it would seem that in order to report an issue one has to log in to their account. Is there an actual help phone number or information site to get a better understanding of what is going on?
Who do I communicate with if my hotmail account doesn't work?
Try This! (Number At The Bottom Of Screen!)

How do i put music on myspace music account?

I have music but it's not in mp3 format it's mpeg 4 that i imported from a cd and transferred to iTunes. Can anyone help? Thanks.
How do i put music on myspace music account?
convert the file on zamzar.com
Reply:put in on google music codes then find the music you like and copy and paste that code into your your profile
Reply:find another one in mp3 format or convert the existing one.
Reply:For free billboards featuring indie artists try





http://www.newmusicbillboard.comFor free billboards featuring indie artists try





http://www.newmusicbillboard.com

How to use an itunes gift card if you already set up a credit card itunes account?

I put my mom's credit card account on my itunes and I purchased some application for about $7.00 just to test if the account is active, But I don't want to use it all the time to purchase stuff from the app store. I want to purchase an itunes gift card but I don't know how to use it on my itunes. Can you help me guys, I would appreciate it. thank you
How to use an itunes gift card if you already set up a credit card itunes account?
On the iTunes store homepage, click redeem in the right-hand column.
most popular name

How long after i register for a paypal account can i start using it?

if i sign up today can i use it right away or does it take a few days to process?
How long after i register for a paypal account can i start using it?
Are you buying or selling? Are you using your credit card to buy or your bank account?
Reply:You can use it in the limited state as soon as you sign up. For extra features, you'll have to verify the account by phone, and/or add a bank account.





Good luck!
Reply:I am still waiting and I even wrote snail mail to their address


over two years,let me know how it goes

Can I set up a separate mailing list and do bulk mailings with my regular yahoo account?

I need to set up a mailing address list of about 400 address and periodically send out a bulk mailing. Can I do that with my yahoo account.
Can I set up a separate mailing list and do bulk mailings with my regular yahoo account?
Yahoo has limits on the number of E-mails one can send in a certain period of time. I suggest you try to find out what they are, so you do not risk your account.

How should this transaction be entered into an account journal-?

Mike signed a contract with a local radio station,to provide guest spots for the next three months.The contract requires Mike to provide a guest DJ for 80 hours per month for a monthly fee of $2,400.Any additional hours beyond 80 will be billed to the radio station at $40 per hour.In accordance with the contract,Mike recieved $4,800 from the station as an advanced payment for the first two months.
How should this transaction be entered into an account journal-?
Cash 4800


unearned revenue 4800

Do you have to have an EA Sports account to play WiFi connection on the Wii?

I want to play and I know that on some EA Sports Games you need an account to play online...Also, is making an account on EA Sports website the same as making an account on the game itself?I want to buy the game but I just have some questions about it before I buy it.
Do you have to have an EA Sports account to play WiFi connection on the Wii?
No, you don't need an account to play the game, the User Data when you play the game is your account! As long as you have an internet connection, your ready to go!
Reply:no u wouldnt just wifi and game


if u mean like a screen and account name then yes like in examplee if u hav medal of honor heroes 2 u go to multiplayer and then it tell s u to make an account and screen name to play every thing of course is free
Reply:nope. every game on the wii that has wi fi is a free connection. u do not have to pay anything, and it creates a different account, not the one that u use online
Reply:nope, all you need is a wi-fi connection and the game.
name latin

Will the bank think I am crazy if I tell them I want a different checking account?

I pay $9 a month fees to a bank where I have computer banking. I keep a balance of about $500 in the bank at any one time. I notice a lot of ads which advertise free checking and banking. Will they laugh at me when I tell them I want a different account which pays me to bank there or has no fees behind it?
Will the bank think I am crazy if I tell them I want a different checking account?
No, they won't think your crazy. Many people don't like paying fees. They might be able to switch the type of account you have without changing your account number.



Reply:first, balance your checkbook so you can see how much money is actually in your account. then go to the bank, ask for a manager, and say that you want an account that does not charge a fee (show him a few printouts ou have about other banks). if he says he cannot do it, immediately withdraw the full balance of your account (according to your now accurate check book, so you do not overdraft). usually asking for a few hundred dollars like that and letting them know that you are closing the account as soon as (list off checks) clear, will typically convince him to keep your business.
Reply:I work at a credit union, and I wouldn't think you are crazy. When a bank charges 9 bucks a month, they are trying to weed out the people who can't keep that minimum balance in it. Find out if they have a free checking account, or go somewhere that is more user friendly. Switching stuff over isn't hard either, sign a few forms, make a few phone calls and you are good to go. Switching will only be as difficult as you make it.
Reply:I open new checking accounts at my current bank almost yearly. They keep making things better, but never automatically switch me to a better account.


The trick is that you have to have 2 checking accounts opened for at least a month. And you need to make sure that you have no automatic withdrawls from your old checking. No direct deposits either.
Reply:If your bank offers a Free account, just ask them to change it to that on the system. Same account #, nothing else changes. Just the stupid fee goes away.


As accounts have been made Free, banks don't change people's accounts that pay a monthly fee. They just let you keep paying.


A large bank took over mine a while back and converted all fee free accounts to theirs. They left all the fee paying ones alone and just grandfathered those in the system, letting them keep paying.



Reply:No, there is no reason not to switch to a free checking account. What is crazy is paying a bank to hold your money, while they use it to make investments and earn interest on it.
Reply:Not at all, if you are leaving then they will probably be more mad then laughing.
Reply:Go in and ask if they offer any no fee checking accounts.

Where and how can I cash a tax refund if I do not have a bank account, I live in Edgerton Wisconsin?

My bank will not cash my check because I have an overdraft that is overdue. I need to get this check cashed so I can pay up my bills.
Where and how can I cash a tax refund if I do not have a bank account, I live in Edgerton Wisconsin?
There places in and around Edgerton.


Piggly Wiggly on Main Street will probably cash your check.


http://local.yahoo.com/details;_ylt=Aj8w...





Here's some other places:


http://local.yahoo.com/results?fr=dd-loc...





But you might have to go to Janesville.





The Stoughton Walmart probably would cash your check


http://local.yahoo.com/details;_ylt=AsSN...


Call them first, they are only open until 7pm on weekdays, and close early on weekends





Milton's Mobile Travel Center provides payroll check cashing:


http://local.yahoo.com/details;_ylt=AuQC...
Reply:I can't believe that the bank would not take a government check (which is fully guaranteed) and cash it for you----even if you have an overdraft amount that you need to pay, can't they just deduct that amount from your check and give you the rest? They should not hold any amount left over since it is a federal check and it's not going to bounce! You need to pay the bank anyway, so that would be the way to go.





Other than that, there are check cashing places all over the place but you will have to pay a good size fee just to cash it. Another thought is if you have a family member that you could sign the check over to and they could put it in their account and then just give you the funds. Before my daughter had a bank account, she would do that with her payroll checks and I would deposit them into my account, and then I would just give her the cash. Just a thought!
Reply:Many Walmart's will cash tax checks up to $2000.00 or you could try a check cashing store. They will charge you a service charge but I am not sure how much.
Reply:if you don't pay up your overdraft the bank will turn you in to the DA for writing bad checks. Just pay it up first.





Stoughton girl
girl name

Can I add my bank account to Paypal if the Paypal account is in a friends name?

Hello





My friend has set up a PayPal account and wants to deposit funds into my bank account. So could he add my bank account to his Paypal account? Obviously the 2 will be in different names.





Thanks
Can I add my bank account to Paypal if the Paypal account is in a friends name?
If you allow him to add your bank account to his Pay-Pal account, you have granted him FULL access to your bank account. I don't care if that is allowed, I STRONGLY advise against it. You can't allow deposits without allowing withdraws. Get your own Pay-Pal account and have him pay your account from his. That way you still have control of your account.
Reply:It's possible but not recommened because he/she could wipe out your bank account. Just have him/her send money to you (he will need to have your e-mail address). Then you can open an account and deposit it to your bank account yourself.
Reply:http://paidpal.blogdrive.com/


Read and see if you'd want to continue using PayPal!

How do i get my parents widows XP account password?

I cant change the password or modify the account because they will find out. Every now and than they log on and i have a chance to be on the computer bu i want to find out the password so i can get on later. what kind of keylogger should i use? maybe some other sneaky way to find out?
How do i get my parents widows XP account password?
theres no technological way to do it...


here are some cheeky ones... dunt knw if it will work bt u kn always try:)


1) set up a camera/video camera near the key board in a place wer ur parents knt see them... then look at the tape and find out the pass...


2)ask them,.,, beg them... cry if u want lol
Reply:When the computer is starting up press F8, then a menu will come up, start the computer in safe mode. Restart the pc, then there will beant hoereaccountnt named something (i forget what) go into that account and that is the master account, you can only delete or change your parents password, so if you delete it, and they go to it the next day and there is no password, and they ask you, just say "computer glitch" orsomethingg that would make it sound like the pc's fault.
Reply:Their your parents... they have reason to lock it... But... if you must...





There's a program called Ophcrack. It works even if you aren't logged in. But it would be easier if you were logged in to search for the password. Virus protectors will detect it as a virus... so use at your risk. But I used this on my XP computer and it did find my password...





Again... use at your own risk..





also... it takes a LONG LONG LONG LONG time to download the program and required stuff... so have fun.





(and way to kill any trust your parents have for you... BAD BAD KID)
Reply:No....just ask them. Don't try to be sneaky with keyloggers and crap like that.





Free computer help, XP tips, tech news, free software, store with cheap prices, sign up on the free forums for help! http://www.techslip.net
Reply:during bootup press F8


Then choose safe mode


Now logon as admin


and now you can change account information such as delete passwords
Reply:Don't. That's totally disrespectful. If they want you to know their password, they'll give it to you.
Reply:don't use a keylogger, that would risk your family's security. just ask for it.
Reply:Have to ask your parents.
Reply:So you WANT your parents to have no respect for you and not trust you?
Reply:Ask them. If they want you to have it, they will tell you.
Reply:ask for it.

How do I get my old Internet Service Provider to stop taking money from my bank account?

I'm not sure whether to put this question in 'Legal' or 'Internet' but my old ISP keeps taking money from my account even though I don't use them any more. My bank won't cancel the payments and I've given trying to cancel over the phone. So in effect, I'm paying for two ISPs but only using one of them. It's a case of knowing what my rights are, I think, and knowing what to say over the phone etc. Can anyone help please?
How do I get my old Internet Service Provider to stop taking money from my bank account?
First of all, keep very tight and accurate records of the calls you make. Who you talk to, what they say, what you say, times, dates, etc... Then keep calling the ISP and ask to speak to supervisors or tell them the situation and that you canceled long ago etc... Get a confirmation number for the cancellation or ask for some proof that you've actually canceled your account.





Be friendly at first, but if they don't help you (your ISP) tell them you'll be contacting the Better Business Bureau and the police shortly after that. If you still can't get anything done, do just that. The BBB can help you find the next course of action which may be contacting an attorney by that time.





One other thing you could try is closing your bank account, but to me this is letting them win and is too much of an inconvenience. Oh, and who's your ISP so we can all stay away from them?





If you can record your conversations with them, that would also help to document things. If you record them saying you're canceled that's true power on your side. You can also document the story and record the calls and post all that to a web site. Pass that along to people and it'll spread like wildfire and bad PR can get companies to do the right thing.





Check out the phone call this guy had with AOL.


http://zerologik.com/2006/06/cancelling_...


He ended up on the Today show to talk about it and AOL got in deep trouble.
Reply:Dear Sir,


You are the Owner of your Account So that You can Dispute the Amount and That is


Abuse which is taken Regularly If you want to know more http://google.coorgforce.com can help you about more details.


With thanks,





Zenith Joshi Report Abuse

Reply:Sounds like your bank is well out of order,it's your account and your money,don't understand them. Try with bank again and ask to speak to a manager, if no joy there then go to the banks ombudsman.Put everything in writing too
Reply:If your bank won't help you you need a new bank period.
Reply:First take enough money out of your account then say you have lost your card then say to make sure close my account and open a new one ,you will then have new card(s),new account isp cannot get any money because your old account is closed,it is a bit of a problem but this way works,
Reply:talk to your bank and tell them to stop payemnts to your old ISP and also call your old ISP and ask them a refund of those payments .


they have to refund you.


good luck
Reply:This is silly, of course the bank will stop the payments.. go in and speak to someone in person.. it's your money and you have the right to pay or not pay who ever you like..





If they say they can't (which they wont) change your bank
Reply:Call them and ask tell them that you want to discontinue their service and to please stop withdrawing the money from your account
Reply:Call your old ISP and tell them once again, you no longer want their services. Also, send them a certified letter. Take a copy of this letter to your bank, ask to talk to someone other than a teller. Advise them that you have been loosing money and are closing the loose ends.





If the bank sees fit to pay this ISP again from your account, an attorney will be in contact with the bank.
Reply:Your bank should cancel the payments. If they won't, set up internet banking and cancel them yourself. But the bank should cancel them, try speaking to them again.
Reply:If its a Direct Debit not a standing order then your bank is wrong and so is your old ISP.


Go to Trading Standards and tell them. Take all the paperwork.


If its a direct debit your bank have to refund you the money so get the cancellation notice to them in writing first thing Monday morning!
Reply:I agree to change banks. This problem is becoming increasingly frequent in this world of using charge cards instead of real money.
Reply:Your bank has to cancel any payment you tell them too....what on earth are you on about.
Reply:If you go to your bank in person they HAVE to take your instructions to cancel any d/d or s/o...its the LAW!





Threaten them with the banking ombudsmen if they get funny!





AND...if you can prove that you have requested this from the bank before, they HAVE to repay you the money that has been taken.