How to deposit a check electronically to my account?

I have often heard about WalMart and such just writing some info if you pay with a check and not even needing to actually keep the check. Is this a myth? or is this just for companies?? My problem is that I am currently not in the US, and I have a check in US Dollars for $40. Problem is, in order to cash a check in USD around here, comission is about $50 plus excehange rate!! I do have bank accounts in the US, and so I figured that if I were to "input" these numbers of the check, I might as well just deposit it in an american account. Is this possible?? Or should I just throw this check straight to the trash can??


Thank you!





PS yeah, no branches of american banks around...
How to deposit a check electronically to my account?
Wonder whether you could just mail the check to the American bank, with a deposit slip, or just marked "For Deposit Only"? Then, once the deposit went through, get online and transfer funds, or pull them out through an ATM.





Electronic bank deposits are usually done with a special Point-of-Sale machine, and is handled through an agreement with the bank. So, the Wal-Mart thing isn't going to happen for an individual. And, yes, they do that here.
Reply:I work for a credit union in Los Angeles. We have many members overseas, and abroad, who bank by mail. I'd suggest mailing it, just like the first person.





However, there are two ways to have money deposited electronically: 1) Wire Transfer - You give your bank information, including a routing number, account number, bank address (usually), and your physical address (usually), 2) Direct Deposit (EFT) - This is usually by a job, or larger companies. They take a lot of the same information but it's slower.
Reply:I think you should go to your bank there.They should be able to convert your check into money there.If not they liars.Yes you can put your money in American account.You can send the check to your bank and they can deposit into your account for you there.
Reply:You are not able to electronically deposit a check. Some merchants have set this up with their business bankers, but this is a service they have to pay a lot for, not something indiviuals can do. Most banks do have a bank by mail address that you can send the check to.